Presented by:
Bhanu Teja
Dinesh Sarma
Ketan Sharma
Palak Shetty
Shinjini Bhattacharjee
Taniya Khurana

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An Overview
• Origin:18th Century
• Pioneers: The General Bank of India, The Bank of Hindustan
• Governing body: The Reserve Bank of India.
• Nationalization
• Liberalization
• India-
• Unique geographic, social and economic characteristics.
• High levels of illiteracy, also large reservoir of technologically advanced talents.
• Mixed Economy
• 30 to 35% population in cities rest in semi-urban and rural areas.
These features have left the Indian banking sector with weaknesses and strengths. A big challenge facing Indian banks is how, under the current ownership structure, to attain operational efficiency suitable for modern financial intermediation.
Structure
1. Commercial banks
a. Public sector
i. State Bank Group
ii. Nationalized Banks
iii. Regional Rural Banks
b. Private sector
c. Foreign banks
d. Cooperative institutions
(i) Urban cooperative banks
(ii) State cooperative banks
(iii) Central cooperative banks
Contribution & Significance
• 6.2% GDP
• Serve the goals of economic policies
• Significant role in creating better employment
• Support to other economic sectors like agriculture, SSIs etc
Outline of Study
• The Role of RBI.
• Policy Issues
• Current performance and Health of the Sector.
• Interplay between various affecting factors.
• Opportunities and Challenges.
• Need of the hour.
• HR issues in banking