26-12-2017, 04:29 PM
*Kerala and Goa became the first states in the country to achieve 100 percent financial inclusion under PMJDY. In addition three Union Territories Chandigarh, Puducherry and Lakshadweep also achieved 100 percent financial inclusion under PMJDY.
*‘RuPay’ Debit Card is issued to all account holders.
*What is the minimum amount that can be granted as overdraft under the PMJDY Scheme
Ans : 5000
*No minimum balance is required for the account under PMJDY.
*Slogan of PMJDY
Ans : Mera Khata - Bhagya Vidhata [My Bank account - The creator of the good fortune]
*Which scheme of the union government entered into the Guinness Book of world Record on 20th January 2015
Ans : Pradhan Mantri Jan Dhan Yojana
Beti Bachao,Beti Padhao
*Prime Minister -Narendra Modi
*During -12th Five Year Plan
*Date/Year-22nd January 2015
*Launched at Panipat in Haryana by Narendra Modi
*The scheme aims to generate awareness and improve the efficiency of welfare services for women.
*The campaign aims to aware the people of the country towards the concerns of girl child and women.
*The objective of the campaign is to highlight the importance of education to girls. It is focused on promoting gender equality, girl child protection and providing girls with medical aid.
*It aims to spread awareness about the declining trend of child sex ratio in the country.
*The scheme will be implemented in 100 worst child sex ratio districts (2011 census) in the country.
*Brand Ambassador of ‘Beti Bachao Beti Padhao Scheme’
Ans : Madhuri Dixit
Sukanya Samridhi Account (Girl Child Prosperity Scheme)
*Launched by Narendra Modi on 22nd January 2015.
*Special deposit account under Sukanya Samridhi Yojana can be opened for girl children on her name by her parents in any post office or authorised branches of commercial bank.
*The scheme can be availed for any girl child who is 10 years old or less.
*Interest rate
-2014-15 (Financial Year) - 9.1 %
-2015- 16 (Financial Year) - 9.2 %
-2016-17 (Financial Year) - 8.6%
-2017-18 (Fianancial Year) - 8.4%
*Initial deposit required to open an account
Ans : Rs. 1000 per year
*Maximum depoist
Ans : Rs. 150000 per year
*Investment will also be given income tax deduction under
Ans : Section 80 C of Income Tax Act, 1961
*Money must be deposited for
Ans : 14 years
*Maturity of the account is
Ans : 21 years from the date of opening of account
*Partial withdrawal upto 50% is allowed for higher studies after the girl child completes
Ans : 18 years of age
*From a family only two girl child will get benefit of Sukanya Samridhi Account.
Vanbandhu Kalyan Yojana
*Prime Minister : Narendra Modi
*During : 12th Five Year Plan
*Date / Year : 28th October 2014
*The scheme launched on 28th October 2014 for the welfare of tribal people.
*Under this scheme concerned states select tribal block having very low literacy rate. Union government provide 10 crore rupees for each block for the development of facilities for tribal people.
*The scheme mainly focus on bridging infrastructural gaps and gap in human development indices between schedule tribes and other social groups.
Kisan Vikas Patra (KVP)
*Launched in :April 1988
*Relaunched on:18th November 2014
*KYP is a savings certificate
*Aim : To improve the savings
*KVP can be purchased from any departmental post office.
*Certificate can be purchased by an adult for himself or on behalf of a minor or by two adults.
*The amount invested in Kisan Vikas Patra would get doubled in 112 months ( 9 years and 4 months)
