about disadvantages and applications of smart memories

Advantages of smart cards
1.     More memory.
2.     High levels of security
3.     Reduced Fraud
4.     Organized information
5.     Reliability
6.     Top Management Information
7.     Information Security
8.     Ease of use without on-line or telephone connections
9.     User comfort
10. Represent liquidity
11. Through the Internet, smart card users can buy and pay for the computer network
12. Ensure economic operations, 100% cash-theft-proof.
13. Decreasing costs for operators and users.
14. Specific standards ISO 7810, 7811, 9992, 10536.
15. Multiservice smart cards.
16. Privacy.
17. Administration and control of cash payments.
Disadvantages of Smart Cards
1.     A more powerful virus.
2.     Uncomfortable to retrieve information from a stolen card.
3.     For its size it can be easily fooled.
4.     The card must be recharged.
5.     Increased production cost.
6.     Dependency of electric energy for use.
7.     Vulnerable to liquids.
8.     Bank charges associated with credit card.
9.     We need a smart card reader.