Seminar Report on Survey on Smartcard and Mobile Payments

Presented By
Tijo Thomas (03229401)
KReSIT IIT Bombay
Guided by:
Prof. Bernard Menezes

Introduction
Electronic payment system is the alternative to the coin or paper based cash payment system to ease the user to make payment for their purchased goods or services over the network or internet and in absence of the physical (entity) presence. Initially cheque in bank payment systems are used to serve the purpose of the same but now in the era of inte ....etc

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Abstract

This is paper presents a complete view on working of payment transaction by E-cash. Cryptography used in this process finds the double spending and forgery of E-cash which is nothing but digital information. The digital information specified as E-cash contains the identity of buyer. Bank maintains all information involved in E-cash notes for every user.

The process of transaction involves three participants i.e, bank (who signs E-cash notes),buyer (who uses E-cash),seller(who deposits the notes). The cryptograph ....etc

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This article is presented by:Shreeshah Vedagiri

An Infrastructure for Customizable and Divisible Card Payments for Online Purchases

ABSTRACT



Customers are often better off if they can use a combination of credit cards for a single purchase. To support this functionality, we need two things. First, we need an infrastructure that allows the customer to divide a single purchase transaction into multiple cards. Second, ....etc

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Abstract—With the recent advent of cloud computing, the concept of outsourcing computations, initiated by volunteer computing efforts, is being revamped. While the two paradigms differ in several dimensions, they also share challenges, stemming from the lack of trust between outsourcers and workers. In this work, we propose a unifying trust framework, where correct participation is financially rewarded: neither participant is trusted, yet outsourced computations are efficiently verified validly remunerated. We propose three solutions for th ....etc

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Hi ,

Please help me with some question banks for Payments Domain and Training materials covering Cash Management, Liquidity Management, Pricing and Billing, Payments Core Processing, SWIFT, Financial messaging, ISO20022,RTGS systems, BACS,CHAPS,CHIPS . Bulk payments etc .

Thanks a lot for your help.

regards,
reji ....etc

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Mobile P2P Payment was designed to replace cash-based transactions. The cell phone has revolutionised the way that we operate. It has evolved from simply being a communication device to also being our calendar, instant messaging device, address book, camera, photo browser, and shopping list organiser. Cell phones are also primed to take over as our primary payment vehicle. Indeed, in countries such as Japan and Korea, it is already possible to pay for vending machine purchases, groceries, and even airline tickets, using just your cell phone. It ....etc

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Abstract
Two revisions of the original Secure Electronic Transaction (SET) protocol are proposed to conceal cardholders’ identities inthe electronic marketplace in which cardholders’ trust for banks can be reduced to a minimum. Constrained by being extensionsof the existing card payment networks to the Internet, most on-line credit card payment schemes in use or proposed in recentpapers assume the sensitive card information could be disclosed to all the participating banks. The assumption used to workwell in trad ....etc

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