06-04-2011, 12:32 PM
Presented by:
B.SARATCHANDRA
R.DHEERAJ
[attachment=11780]
INTRODUCTION
An ATM is a computerized telecommunications device that provides the financial transactions of a customer in a public space without the need for a human clerk.
Cash point or Bancomat in Europe and Russia
HISTORY & LOCATION
Invented by Scot John Shepherd-Barron on 27 June 1967
Installed in Barclays Bank of Enfield town
Mechanical cash dispenser by Luther George Simjian in 1939 at New York city
Storing of PIN on card by John Rose in 1965
Reg Varney used the first ATM in 1967
On and Off premise installations
Financial networks & Global use
Having a sign indicating name and networks called Topper
An usage of connecting ATM’s to interbank networks namely PLUS,Cirrus,Interac and LINK
Authorization of Financial transaction by communication network often through ISO 8583
Many banks charge ATM usage fees
ATM’s connect to transaction processor through dial-up modem by telephone or leased line
World wide ATM use is 1.5million as of august2007
Software & Hardware
A Wincor Nixdorf ATM running with Windows 2000
Platforms used in ATM include MS-DOS,PC-DOS etc..
Java,Linux,Unix can also be used
Through Linux finding some reception,MS-DOS was replaced by Linux
CAL protocols such as Diebold 911 or 912 are replace by new protocols as IFX
Financial institutions are interested in using CEN FXS or FXS which provide common API
ATM’s include CPU,chipcard,PIN pad,Touchscreen,vault
SECURITY
As related to security there are several dimensions
Physical:
Security is focused on making ATM’s invulnerable to physical attack
Dye markers and Smoke canisters are the prevention methods for explosive techniques
Customer identity & integrity:
Taking counter measures to protect equipment from criminals
Device operation integrity:
ATM’s that are exposed to the outside must be vandal and weather resistant
Maintaining sensor alarms prevent tampering when they are not in use
Customer security:
Security guards watching over ATM’s that have been installed in a van
Maintaining emergency PINs, landscaping, cameras can prevent crimes
B.SARATCHANDRA
R.DHEERAJ
[attachment=11780]
INTRODUCTION
An ATM is a computerized telecommunications device that provides the financial transactions of a customer in a public space without the need for a human clerk.
Cash point or Bancomat in Europe and Russia
HISTORY & LOCATION
Invented by Scot John Shepherd-Barron on 27 June 1967
Installed in Barclays Bank of Enfield town
Mechanical cash dispenser by Luther George Simjian in 1939 at New York city
Storing of PIN on card by John Rose in 1965
Reg Varney used the first ATM in 1967
On and Off premise installations
Financial networks & Global use
Having a sign indicating name and networks called Topper
An usage of connecting ATM’s to interbank networks namely PLUS,Cirrus,Interac and LINK
Authorization of Financial transaction by communication network often through ISO 8583
Many banks charge ATM usage fees
ATM’s connect to transaction processor through dial-up modem by telephone or leased line
World wide ATM use is 1.5million as of august2007
Software & Hardware
A Wincor Nixdorf ATM running with Windows 2000
Platforms used in ATM include MS-DOS,PC-DOS etc..
Java,Linux,Unix can also be used
Through Linux finding some reception,MS-DOS was replaced by Linux
CAL protocols such as Diebold 911 or 912 are replace by new protocols as IFX
Financial institutions are interested in using CEN FXS or FXS which provide common API
ATM’s include CPU,chipcard,PIN pad,Touchscreen,vault
SECURITY
As related to security there are several dimensions
Physical:
Security is focused on making ATM’s invulnerable to physical attack
Dye markers and Smoke canisters are the prevention methods for explosive techniques
Customer identity & integrity:
Taking counter measures to protect equipment from criminals
Device operation integrity:
ATM’s that are exposed to the outside must be vandal and weather resistant
Maintaining sensor alarms prevent tampering when they are not in use
Customer security:
Security guards watching over ATM’s that have been installed in a van
Maintaining emergency PINs, landscaping, cameras can prevent crimes
