VOCATIONAL INSTRUCTOR IN GENERAL INSURANCE-KVHSE.pdf (Size: 1.31 MB / Downloads: 0)

73/2014
Maximum : 100 marks
Time : 1 hour and 15 minutes

1.Noida is an Industrial area in :
(A)Delhi
(B)UP
(C )Gujarat
(D)Haryana

2.The Total number of Stock exchanges in India is :
(A)25
(B)2.1
(C )28
(D)51

3.To commence its business, a Public Limited company must get:
(A)Minimum Subscription
(B) Approval of the central Government
(C ) Approval of the CAG
(D) Approval of the Central Cabinet

4.For a Public company, managerial commission is limited to :
(A)15% of Net Profit
(B)11%
(C )55%
(D)22%

5.That portion of the company’s uncalled capital which will be called up only at the event of winding up of the company is :
(A)Capital reserve
(B)Reserve Capital
(C )Capital Gain
(D)Capital Profit

6.Debentures that carry any charge on the assets of the company is called :
(A)Mortgage debentures
(B)Irrevocable debentures
(C )Naked Debentures
(D)Bearer debentures

7.Capitalisation of Profit Method is a way of:
(A)Writing off Good will
(B)Valuing Goodwill
(C )Writing off Preliminary expenses
(D)Tax Evasion

8.Net Payment Method is a way of finding :•
(A)Capital Reserve
(B)Purchase Consideration
(C )Payment TOR
(D)Pro operative Expenses

9.The practice of forming a new company by taking over the business of an existing company which is in a bad financial position is called :
(A) Internal Reconstruction
(B) External Reconstruction
(C )Amalgamation
(D)Absorption

10.Public Limited Companies were allowed to buy- back their own shares since the year :
(A)1998
(B)1999
(C )2003
(D)1958

11.The Journal Entry for unrealised profit in the context of Amalgamation is 
(A)Unrealized Profit a/c Dr Goodwill a/c
(B)Profit A/c Dr Selling CompanyA/c
(C )Goodwill or Capital Reserve A/c Dr Stock a/c
(D)Cash a/c Dr Goodwill a/c

12.Defensive Avoidance is a :
(A)Disaster Management Strategy
(B)Coping Strategy
(C )Hyper Vigilance
(D)Gaming Strategy

13.A Bankers Lien is always a :
(A)Revocable Lien
(B)General Lien
(C )Special laen
(D)Particular Lien

14.The only banks, which are compelled by the I-aw to maintain the secrecy of the accounts of their Customers is
(A)Nationalized Banks
(B)Foreign Banks
(C )Merchant Banks
(D)Co-operative Banks

15.In executing a standing instruction there exists a relation of:
(A)Debtor and Creditor
(B)Trustee and Beneficiary
(C )Bailor and Bailee
(D)Agent and Principal

16.“Either or Survivor" clause is related to which type of account:
(A)FD a/c
(B)NR1 A/c
(C )ADR A/c
(D)Joint A/c

17. The cheque always used for local delivery only is
(A)Ranker's cheque
(B)Crossed Cheque
(C )Stale Cheque
(D)Open Cheque

18.The safest form of Crossing is :*
(A)A/c Payee Crossing
(B)General Crossing
(C )Double Crossing
(D)Special Crossing

19.A company created by a special Act of the Parliamentor State Legislature is :
(A)Statutory Company
(B)Registered Company
(C )Chartered Company
(D)Legal Company

20.Reliance Industries Ltd. is an example of:
(A)Private Company. 
(B)Public Company
(C )Statutory Company
(D)Chartered Company

21.In banking context, NPA refers to :
(A)Not Account Payee
(B)Non Performing Asset
(C )Non Permanent asset
(D)Non Personal Account

22. The equity investment in a comparatively new company in their risky innovation is termed
  (A)High risk Equity
(B)Owner’s Equity
(C )Venture Capital
(D)Proprietary Fund

23.KCC (Kissan Credit Card) was introduced in the year:
(A)2002
(B)1998
(C )2001
(D)1991

24.PURA a development perspectivewas introduced by :
(A)Dr.Manhohan Singh
(B)Montague Singh Aluvalia
(C )Dr.APJ Abdul Kalam
(D)Rajeev Gandhi.

25.The potential inability of a hank to generate cash to cope with the fall in liabilities or rise in assets is termed as :
(A) Contingency risk
(B) Liquidity risk
(C ) Exchange risk
(D) Interest risk

26.When the failure of one financial institution spreads as chain reaction to threaten the stability of the financial system :
(A) Operational Risk 
(B) Systemic risk 
(C ) Political risk
(D) Compliance Risk

27.Capital Adequacy Ratio was put forward 
(A) Narasimham Committee 
(C ) Basel Capital Accord
(B) Basu Committee
(D) Chakrabharthy Committee

28.The potential loss that a bank may be subjected to because of the inability of a borrower to meet his obligation is :
(A) Credit Risk
(B)Solvency risk 
(C ) Liquidity risk
(D)(D) Finance risk 

29.Z- score Model is a:
(A) Credit Rating Model 
(B) Leveraging Technique 
(C ) A type of Bank Account
(D)Risk rating Method

30.‘KYC a mandatory norm for banks, stands for
(A) Keep Your Cash 
(B) Keep Your Customer 
(C ) Know Your Customer
(D) Keep Your Custom

31.SERFAESI ACT relates to:
(A) Foreign companies 
(B) Insurance Companies
(C ) Real Estate companies
(D) Asset Reconstruction companies

32.Under One Time Settlement (OTS) of NPA’s upto 10 crores, the minimum amount to be Recovered is:
(A)100% of the outstanding Balance
(B) 85%
(C ) 75%
(D)50%

33.Genetic Industries are examples of:
(A) Secondary Industries 
(B) Tertiary Industries 
(C ) Extractive Industries 
(D) Primary Industries

34.Importing with a view' to export is termed as :
(A)Exim-trade
(B)Entreport Trade
(C )International Trade
(D)Aids to Trade

35.BPO refers to:
(A)Business Professional Organisation
(B)Balance of Payment Offer
(C )Business Process Outsourcing
(D)Business Process Outward

36.Entities that collect savings from Individuals, Institutions and businesses and invest in money Market ore called :
(A)Merchant Banks
(B)Brokers
(C )Mutual funds
(D)Dealers

37.Banking Regulation Act was passed in the year :
(A)1949
(B)1956
(C )1960
(D)1958

38.To issue a Credit Card, a customer must have :
(A)A deposit Account
(B)SB a/c. with enough credit balance
(C )A FD a/c
(D)Only a Savings Account of proven credit worthiness

39.“Causa Proxima” is a Principle related to:
(A) Banking
(B) Insurance
(C ) Accounting
(D) Finance

40.Reinsurance is done to:
(A)Minimise risk of the Insurance Company
(B)To double the benefit
(C )To strengthen the Trust
(D)To ensure indemnity

41.Whole Life Policy is also called :
(A) Ordinary Life Policy
(B) Endowment Policy
(C )Life Protection Policy
(D) ULIP

42.Fidelity Insurance is done to :
(A)To protect business goodwill
(B)To Protect Customer Trust
(C )To protect an employer from the dishonesty of employees
(D)To protect Patent

43.The imported goods, till the customs duty is paid, are kept in :
(A) Public ware house
(B) Private Ware house
(C )Corporate Ware house
(D)BondedWarehouse

44.The Indian Partnership Act was passed in the Year :
(A)1947
(B)1932
(C )1956
(D)1931

45.An Outsider, appointed by a partner as his agent with a share in the profit of the latter, is called :
(A)Partner by estoppels
(B)Partner by Holding out
(C )Sub Partner
(D)Minor Partner

46.Rochdale Society of Equitable Pioneers was formed by :
(A)Charles Babbage
(B)FW Taylor
(C )Robert Owen
(D)HenryFayol

47.While forming a Company, the draft Prospectus has to be approved by :
(A)Registrar of companies
(B)SEB1
(C )Attorney General of India
(D)CAG

48.Selling off a part of the government equity holding to private investors is technically called :
(A)B.O.T
(B)P.P.P
(C )Disinvestment
(D)IPO

49.Ordinary shares are the other name of:
(A)Equity Shares
(B)Preference Shares
(C )Non Cumulative Preference shares
(D)Bonus Shares

50. A public Ltd company can accept public deposit for a maximum period of:
(A) 1 Year
(B)2 Years
(C ) 36 months
(D)60 months

51.A letter of credit is opened in favour of the :
(A) The Importer
(B)The exporter
(C ) Agent
(D)Shipping company

52.The responsibility of the exporter ends is :with the delivery of goods on the ship if the Contract
(A) F.O.B.
(B) C.F.R. 
(C ) C.I.F.
(D) F.O.R.

53.The S.E.Z. stands for :*
(A) Special Ecological Zones
(B)Separate Economic Zones
(C ) Special Economic Zones
(D)Secluded Economic Zones

54.The bench-mark Index of Indian Capital Market with investors :wide acceptance among all classes of
(A) NSE-NIFTY
(B)BSE 500
(C ) S7PCNX Nifty
(D)BSE SENSEX

55.The option which gives the buyer a right to buy the underlying asset is called :
(A) Call Option
(B)Put Option
(C ) Sell Option
(D)Set off Option

56. In Which year Fils were permitted in the Indian Capital Market:
(A)1993
(B)1991
(C ) 2000
(D) 2001

57.The most Watched Index of Asian Stocks : 
(A) Nikkei 
(B) KOSP1
(C ) S&P500
(D)SENSEX

58.Who introduced Human Development Index?
(A)UNICEF
(B)World Bank
(C )IMF
(D)UNDP

59.Administered Price Mechanism (APM) for Petroleum and Diesel was abolished with effect from:
(A)April1,2002
(B)April 1,2003
(C )April1,2004
(D)April 1,2005

60.The rate at which the RBI borrows from the banks is called :
(A) Reverse Ripo Rate
(B)Ripo Rate
(C ) CRR
(D)SLR

61.Which of the following is an Input device?
(A) Plotter
(B)Printer
(C ) Monitor
(D)Key board

62.Short cut of centre is :
(A) Ctrl+L
(B)Ctrl+E
(C ) Ctrl+R
(D)Ctrl+D

63.The place where Windows keeps copies of deleted files is called :
(A) Retrieval Bin
(B)Restoration Folder
(C ) Recycle Bin
(D)Recovery Bin

64.Function button for Spelling and Grammar is :
(A) FI
(B)F3
(C )F4
(D)F7

65.PDF stands for:
(A) Portable Document Format
(B)Profit Document Format
(C ) Power Document Format
(D)Purchase Document Format

66.is the common protocol of all networks.
(A) FTP
(B)TCP/IP
(C ) HTTP
(D)HTML

67.Computers are connected within a single building or similarly size area, the network is called :
(A) WAN
(B) MAN
(C ) LAN
(D) E-Mail

68.---------------is the feature available with MS-Word to present the text in a stylish and colorful manner.
(A)Word Art
(B)Clip Art
(C )Auto Shape
(D)Drawings

69.The set of instruction given to the computer is called :
(A)Software
(B)Hardware
(C )Programmer
(D)None of these

70.RAM stands for:
(A)Random Around Memory
(B)Random Access Memory
(C )Random Arrive Memory
(D)Random Arrow Memory

71.Which isthe ‘Master Key’ of a typewriter?
(A)L
(B)T
(C )K
(D)N

72.Where the Paper Side Guide is located?
(A)Right side of the Paper Table
(B)Left side of the Paper Table
(C )Middle of the Paper Table
(D)Right side of the Key Board

73.When the bell rings in Typewriter?
(A)Five spaces before the Right Margin Stop
(B)Five spaces before the Left Margin Stop
(C )Five spaces after the Right Margin Stop
(D)Five spaces after the Left Margin Stop

74.Name the instrument used writing Stencil Sheet
(A)Protector
(B)Correcting fluid
(C )Styles Pen
(D)None of these

75. In which Line spacing Legal documents are typed?
(A) Single Line spacing
(B)Double line spacing
(C ) Triple line spacing
(D)1 Line Spacing

76.The other name of Thumb Wheel is :
(A) Cylinder Ratchet Wheel
(B)Pinion Wheel
(C ) Escapement Wheel
(D)Platen knobs

77.Who invented Typewriter in 1714 ?
(A) William Henry Mill
(B)William Austin Burt
(C ) Charles Thurber
(D)Christopher Latham Sholes

78.Which character need special care while cleaning
(A) 0
(B)L
(C ) T
(D)K

79.How many letters gives’ Elite’ Type Face per inch?
(A) 8 letters
(B)9 letters
(C ) 10 letters
(D)12 letters

80.When the Typewriter Carriage can be moved from leftto right?
(A) by pressing Character Keys
(B)by pressing Space Bar
(C ) by pressing Tabulator Bar
(D)by operating Back Spacer Key

81.The English and Foreign Language University (EFLU)is located at:
(A) Chennai
(B)Hyderabad
(C ) Delhi
(D)Kolkata

82. The Head Quarters of Kumakrishna Mission is at:
(A) Mysore 
(B) KanyaKumari 
(C ) Belur
(D) Kolkata

83. Tashkent is the capital of:
(A) Uzbekistan
(B)Tajikistan
(C ) Turkeministan
(D)Afganistan

84.The fifth annual BRIGS summit was heldin the city <of:
(A) Reo De Jenero
(B)Beijing
(C ) Moscow
(D)Durban

85.World Food day is on :
(A) October 16
(B)December 7
(C ) March 11
(D)February' 21

86.The author of the book Life of Pi is :
(A) Sir Mark Tully
(B)Washington Irving
(C ) Yann Martel
(D)Robert Fisk

87.In which state is the Bankapurn Peacock Sanctuary?
(A) TamilNadu
(B)Karnataka
(C ) Orissa
(D)UttaraKhand

88.Rajiv Gandhi Scheme for Empowerment of Adolescent Girls (RGSEAG), is also
(A) Ujjawala
(B)Swadhar
(C ) Poorna Sakthi Kendra
(D)Sabla

89.Indian Statesman Who is known as ‘Man of Peace’:
(A) Charan Singh
(B)Nara Simha Kao
(C ) Lai Bahadur Sastri
(D)Atal Bihari Vajpai

90.Rajiv Gandhi Khel Ratna 2013 was won by
(A) P.V. Sindhu
(B)Ronjan Sodhi
(C ) Abhijeet Gupta
(D)Virat Kohli

91.Who founded Sidha Ashramam at Alathur in 1907?
(A) Vagbadananada
(B)Swami Agamananda
(C ) Sree Narayanna Guru
(D)Brahmananda Sivayogi

92.Who is the leader of'Perinad Samara m’?
(A) Ayyankali
(B) Sahodaran Ayyappan
(C ) T.K. Madhavan
(D) K.Kelappan

93.Who was the representative of Indian National Congress in the Second Round Table Conference?
(A) Sardar Patel
(B) Jawahar Lal Nehru
(C ) Dr. Rajendra Prasad
(D) Mahatma Gandhi

94.Social reformer who is known as Kerala Lincoln :
(A) Dr. Palpu
(B)Pandit K.P. Karuppan
(C ) Vakkom Maulavi
(D)Pattom Thanu pillai

 
95.The last work of Kumaranasan is : 
(A) Karuna 
(B) Nalini
(C ) Duravastha
(D) Prarodhanana

96.Gandhi Irwin Pact was signed in the year: 
(A)1930
(B)1929
(C )1931
(D)1932

97.'Jeevitha Samaram* is the autobiography of: 
(A) C. Achutamenon 
(B) Mannath Padmanabham 
(C ) A.K. Gopalan 
(D) C. Kesavan

98.Who was called by British rulers as the leader of Indian Unrest?
(A) Bala Uangadhar Tilak
(B) Subash Chandra Bose
(C ) Aurobindo Gosh
(D) Dado Bai Naoroji

99.Who among the following is the Heroine of 1942 Quit India Movement:
(A) Dr. Annie Besant
(B) ArunaAsafAli
(C ) Sarojini Naidu
(D) Vijaya Lakshmi Pandit

100.The rebel leader who led the revolt of 1857 at Delhi:
(A) Nona Saheb
(B) Kunwar Singh
(C ) General Bhakt Khan
(D) Maulavi. Ahamadullah