UNIT MANAGER - KSCCF LTD kerala psc previous question pepers
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1.Where is the co-operative credit organizations referred to as “KOH” found ?
A)England
B)Sweden
C) Denmark
D)Japan

2.When was “Cooperator”, first cooperative journal in the world, started by William King?
A)1826
B) 1827
C) 1828
D) 1829

3.Who was the head of the committee known as CRAFICARD to recommend for establishment of NABARD in India ?
A)Bimal Jalan
B)C. Rangarajan
C) B. Sivaraman
D)M. Narasimham

4.Who is the first lady Chairperson of State Bank of India ?
A)Chanda Kochar
B)Arundhati Battacharya
C) Sikha Sharma
D)Subhalakshmi Panse

5.In which of the Commercial Bank was Laxmi Commercial Bank merged with ?
A)Syndicate Bank
B)Punjab National Bank
C) Corporation Bank
D)CanaraBank

6.Mr. H. Calvert, an eminent Cooperator, was the registrar of Cooperative Societies of
A)Haryana
B)Himachal Pradesh
C) Tamil Nadu
D)Punjab

7.Who among the following belongs to Cooperative Enterprise School ?
A)Robert Owen
B)Charles Fourier
C) Horace Plunkett
D)Louis Blane

8.When was the principle “Cooperation among Cooperatives” proposed by a commission headed by an eminent Indian co-operator, D.G. Karve, added to cooperative principles ?
A)1934
B) 1995
C) 1937
D) 1966

9.Which one of the following feature is found in common in Co-operation and Capitalism ?
A) Centralized and aristocratic
B) Self Interest
C) Self help and mutual help
D) Individual Liberty

10.Malcolm Darling described Co-operation as
A)Self help and Mutual help
B)Morality applied to business
C)Economic system with minimum state interference
D)Economic movement

11.Which of the following concept is not associated with Robert Owen, father of co-operation ?
A) Labour Notes
B) Villages of Co-operation
C) Friendly Societies
D) New Harmony

12.Which of the following is not a feature of banks established by Schulz ?
A)No maximum limit on Dividend
B)Deposits from members and non members
C)Higher share value
D)Unlimited Liability

13.UNI COOP JAPAN was established in Japan in 1961 for the purpose of
A) Supply of credit
B) Marketing
C) Education
D) Foreign trade

14.Which of the following initiatives does match with cooperatives in the 

countries ?
A) SwedenKF
B) DenmarkPeople’s banks
C) JapanStilling Anderson
D) GermanyFund without Boundaries

15.The chairman of the committee to submit in its report that “Cooperation 

has failed; but it must succeed” is
A) V.L. Mehta 
B) S.D, Misra 
C) A.D. Gorwala 
D) F. Nicholson

16.Which of the following is not a recommendation by R.N. Mirdha appointed by 

Government of India in 1961 ?
A)Entrust audit of societies to independent agency under government but 

independent of registrar
B)Membership to housing societies should be limited to low income group 

fixing certain ceiling
C)Registrar should be equaled to heads of other major development departments
D)Establishment of National Co-operative Bank


17.Identify the correct match as to authority and the organization/committee 

to which they are related ?
A)R.K. Hazari
B)Dr. M.S. Swaminathan
C)Sri V. Venkatappiah
D)Prof. Ali Mohammed Khusro

18.Which one of the following facts is not as per the provisions of Co-

operative Societies Act of 1912 ?
A)Liability of a member of a registered society shall be limited
B)Minimum number of persons required to form a society was fixed at 25 

individuals attaining an age of 18 years
C)No one member can have more than 20 % of the total share capital in a 

limited liability society
D)Society has right to set off shares, deposits etc. of a member against dues 

of society

19.Who among the following was not a member of AIRCSC headed by A.D. Gorwala 

?
A)Prof. D.R. Gadgil
B) SriB. Venkatappiah
C) Dr. N.S.R. Sastry
D) Dr.R.K.Hazari

20.Which one of the following fund was to be created under RBI as per the 

recommendations of Gorwala Committee ?
A)National Co-operativeDevelopmentFund
B)National WarehousingDevelopmentFund
C)National Agricultural Credit (Stabilisation) Fund
D)State Co-operative Development Fund

21.When was National Co-operative Development Corporation set up to promote 

development of agricultural co-operative especially in the field of marketing 

and processing ?
A) 1963
B) 1972
C) 1967
D) 1974

22.When is the International Cooperative Day celebrated ?
A) First Saturday of July
B) First Saturday of November
C) Second Saturday of July
D) Second Saturday of November


DICAR
ARDC
AIRCRC
CCT

23.Which of the following is not a publication of NCUI ?
A)Co-operative Education News 
B) Indian Co-operative Review 
C) The Co-operator
D) Indian Co-operator

24.The institution set up to provide training to senior level officers in 

co-operative sector is
A)NCCE
B)CTCs
C) ICMs
D)VAMNICOM

25.CICTAB (Centre for International Cooperative Training in Agricultural 

Banking) was established by Govt, of India with assistance from
A)FAO
B)UNO
C) ILO
D)ICA

26.All India Co-operative Education Instructors Training Centre was renamed 

as
A)ICM
B)NCCE
C) VAMNICOM
D)NCCT

27.Who is the author of book titled “A Century of Co-operation” ?
A)G.D.H. Cole
B) J.P. War Base
C) D.R. Gadgil
D) D.G.Karve

28.Which is the correct match of Institution and the year of establishment ?
A)VAMNICOM 1976
B)HUDCO1970
C)NHB1978
D)NCBI2004

29.Mutual Arrangement Scheme Kerala (MASK) is formed with intention of 

helping co-operative banks to issue
A) Demand Draft
B)Credit Card
C) Short Term Loans
D)Gold Loans

30.Who is the Chief Executive of Reserve Bank of India at present ?
A) GM
B)MD
C) Governor
D)CFO

31.Single column cash book may show
A)Only a Credit Balance
B)Only a Debit Balance
C)Either Debit Balance or a Credit Balance
D)Neither Debit nor Credit

32.The Bank Statement of a customer shows an Overdrawn Balance of Rs. 4,800. 

A Cheque for Rs. 200 drawn in favour of a creditor has not yet been presented 

for payment. What will be the bank balance when the creditor presents the 

cheque for payment ?
A)Rs. 5,000 (overdrawn)
B) Rs. 4,600 (overdrawn)
C) Rs.5,000
D) Rs. 4,600

33.Goods worth Rs. 3,000 taken by proprietor for personal use should be
A)Debited to Debtors Account 
B)Debited to Drawings Account
C) Credited to Capital Account
D)Debited to Purchases Account

34.A promissory note is written by
A) Debtor
B) Creditor
C) Debtor or Creditor
D) Endorser

35.Which of the following adjustments is correct ?
A)Carriage outward shown in the trial balance is debited to Trading account
B)Outstanding wages in the trial balance appears on the liability side of 

Balance sheet
C)Prepaid insurance given in the Trial balance is debited to P & L account
D)Asset account is debited to provide for depreciation

36.Based on which accounting concept market value of investments is shown as 

a footnote to balance sheet ?
A) Industry Practice
B) Business Entity Concept
C)Full Disclosure
D) Conservatism Concept

37.The capital of Mr. X as on 1-1-2011 is Rs. 40,000, interest on drawings 

Rs. 1,800, Interest on Capital Rs. 4,000, Drawings Rs. 15,000, and profit for 

the year Rs. 16,200. His capital as on 31-12-2011 is
A) Rs. 41,200 C) Rs. 53,000
B) Rs. 40,000 D) Rs. 44,600

39.The following combinations indicate the nations and type of society 

originated in the respective nations. Identify the incorrect match. •
A)Japan-Multipurpose Societies 
B) Canada-Agricultural Societies
C)Israel-Labour Contract Societies 
D) China-Industrial Cooperatives

40.Who is considered as the first president of the Rockdale pioneers 

equitable co-operative society ?
A)Charles Howrath
B) James Daly
C) E.V. Neale
D) Robert Owen

41.Which is the workers insurance society in Denmark ?
A)DAAG
B)ALKA
C) LURBRAND
D)FHS

42.Which one of the following term is not related to co-operative movement in 

Israel ?
A) BUSHE
B)KVUTZA
C) KIBUTZ
D)TNUVA

43.Which is the supreme authority of ICA ?
A) The Congress
B) The Goveming Council
C) The Secretariat
D) The Trusteeship Council

44.ICA International Cooperative Day was celebrated from
A) 1922
B) 1923
C) 1937
D) 1946

38.Which country is known as Dairy farm of Europe ?
A) Switzerland C) Italy
B) Ireland D) Denmark

45.Identify the correct match as to the year of happening event in the 

international co-operative world.
1.2012 - United Nation's International year of Co-operation
2.1960 - Asia Pacific Regional Office of ICA in New Delhi
3.1951 - ICA establishes Agricultural Committee as to Agricultural Co-

operatives
4.2002- ICA adopts ILO recommendations on promotion of cooperatives
A) 1,2 and 4 only
B)2,3 and 4 only
C) 1,3 and 4 only
D)all the above

46.Which among the following doesn’t belong to the group as to type of 

society ?
A) HANTEX
B)CAPEX
C) COIRFED
D)MILMA

47.Which one of the following co-operative organization has two tire 

cooperative structure ?
A) Matsyafed
B)Serifed
C) Tourfed
D)Kerafed

48.Identify the publication of Kerala State Co-operative Union.
A) Sahakarana Veedhi
B) Sahakarana Journal
C) Sahakarana Dhara
D) Sahakarana Sabdham

49.What does IFFCO stands for?
A)Indian Farmers Fertilizers Co-operative Ltd.
B)Industrial Farmers Fertilizers Co-operative Ltd.
C)Industrial Fisheries Farmers Co-operative Ltd.
D)Indian Fisheries Farmers Co-operative Ltd.

50.Which of the following cooperative organization has its retail outlet 

named 'Triveni” ?
A)Marketfed
B)Kerala State Civil Supplies Corporation
C)Kerala State Co-operative Consumer Federation
D)NAFED

51.Meaning of the term ‘quid pro quo* is
A)Something in return
B) The two parties
C) Agreement
D) Free consent

52.A watch given for repair is an example of a contract of
A) Agency
B) Bailment
C) Sale of goods 
D) General contract

53.Select the correct statement.
A)All agreements are contracts
B)A contract without consideration is valid
C)Free consent is required from one party of a contract
D)All contracts are agreements

54.Which of the following is not a special type of contract ?
A) Indemnity and guarantee
B) Bailment and pledge
C) General contract
D) Agency

55.Standard deviation is
A) A measure of dispersion
B) Absolute measure of dispersion
C) Relative measure of dispersion 
D) None of these

56.The most scientific measure of dispersion is
A) Mean
B) Median
C) Geometric mean
D) None of these

57.The probability value ranges between
A) + 1 and -1 
B) 0 and 1
C) Infinity
D) None of these

58.Which is an example of perfect positive correlation ?
A) 0
B) + 1
C) -1
D) .98

59.Probable error is associated with 
A) Correlation 
B)Regression
D)Arithmetic mean 
C) Standard deviation

60.Father of rank correlation is 
A) Karl Pearson 
B) Gosset
C)Hurwics
D) Spearman

61.Net working capital is
A)Total current assets
B)Total current assets minus total current liabilities
C)Gross working capital
D)Permanent working capital


62.EPS stands for
A) Earnings Per Share 
B)Earnings Price Share
C) Earnings Plus Share
D)Earnings Price Subtraction

63.MM approach is related to
A) Profit 
B)Earnings
C)Dividend
D)Investment

64.Risk is measured with the help of 
A) Mean 
B) Harmonic mean 
C)Standard deviation
D) Standard error

65.IMC stands for
A)Integrated Marketing Communication
B)International Marketing Communication
C)International Marketing Commission
D)Integrated Marketing Committee

66.PLC means
A) Product Life Circle
B) Production Line Control
C) Product Length Cycle
D) Product Life Cycle

67.Select the correct statement.
A)Marketing research and market research are the same
B)Consumer research and market research are the same
C)Consumer research and marketing research are the same
D)None of these

68.Goodwill is
A) Fixed asset
B) Intangible asset
C) Current asset
D) Wasting asset

69.Single entry means
A)Recording the debit aspect only
B)Recording the credit aspect only
C)Recording selected transactions only
D)Incomplete double entry

70.Fourteen Commercial Banks were nationalised in
A) 1968
B) 1969
C) 1970
D) 1972


71.Which of the following is not a current asset ?
A) Plant
B) Cash
C) Bills receivable
D) Debtors

72.Surplus means 
A) Net profit 
B) Excess of income over expenditure
C) Net loss
D) Gross profit

73. Prepaid expense is an example of
A) Fixed asset
B) Investment
C) Current asset
D) None of these

74.Drawing decreases
A) Capital
B) Loan
C) Current asset
D) None of these

76.Auditing means
A)Verifying arithmetical accuracy 
B)Matches debit with credit
C)Increases the reliability of accounts 
D)All the above

75. Bank account is aaccount.
A) Personal a/c
B) Real a/c
C) Nominal a/c
D) None of these

77.Sacrificing ratio is equal to 
A) Old ratio minus new ratio 
B)New ratio minus old ratio
C) New ratio minus new ratio
D)Old ratio minus old ratio

78.Select the correct statement.
A) Sales and marketing are same 
B)Sales include marketing
C) Marketing include sales
D)None of these

79.Double account means
A)Preparing only one balance sheet
B)Preparing accounts under single entry system
C)Preparing two balance sheets
D)Preparing two profit and loss a/c

80.Which of the following is a feedback technique ?
A) Planning
B) Organising
C)Control
D) Direction

81.Which Missionary society started the first primary school at Kallai in Malabar ?
A)London Mission Society
B)Basel Evangelical Mission Society
C)Church Mission Society
D)Theosophical Society

82.‘Vedhadhikaraniroopanam’ is a work by
A)Sri Narayana Guru
B)Chattampi Swamikal
C)Sivayogi
D)Sudraka

83.Who founded the Samathwa Samajam
A) Dr. Palpu
B) C.V. Kunjuraman
C) Pandit K.P. Karuppan
D) Vaikunda Swamikal

84.Vaghbatananda was associated with
A) Yogakhema Sabha 
B) Sadhujana Paripalana Sangham
C) Atma Vidya Sangham
D) Kochi Pulaya Mahasabha

85.‘The Islam Dharma Paripalana Samajam’ was founded by
A) Vakkom Abdul Khadir Moulavi
B)MuhammedAbdurahiman
C) Moidu Maulavi
D)Mamburam Thangal

86.The ‘Upper cloth revolt of 1859’ was started by the women folk of which community ?
A) The Nair
B)The Namboodiri
C) The Channar
D)The Ezhava

87.Among the following who was in charge of the Rani of Jhancy Regiment of the INA?
A) Ammu Swaminathan
B) Akkamma Cheriyan
C) A.V. Kuttimalu Amma
D) Lakshmi Sahgal

88.‘Athmopadesasathakam* is written by
A) Swami Anantha Theerthan
B) Ayyankali
C) Brahmananda Sivayogi
D) Sree Narayana Guru

89.Which Part of the Indian Constitution deals with the Directive Principles of State Policy ?
A) Part IV
B) Part III
C) Part VIII
D) Part XV

90.The Right to Information Act was passed in the year
A) 2001
B) 2009
C) 2014
D) 2005

91.Who was the first Director of the ‘Kerala Bhasha Institute' ?
A) K.T. Muhammed
B) N.V. Krishna Varriar
C) Abraham Joseph
D) P.N. Panikkar

92.The first Adivasi Panchayath in Kerala
A) Thirunelly 
B) Edamalakkudi 
C) Devikulam 
D) Attappadi

93.Who started the paper ‘Mitavadi’ ?
A) C. Krishnan
B) K. Ayyappan
C) Ramakrishna Pilla
D) V.T. Bhattathirippad

94.In ‘UAPA what is the expansion of ‘U’ ?
A) Useful
B)Ultra
C)Unlawful
D)Universal

95.The first complete printed book in Malayalam language is
A) Chaturantyam
B) Varthamanapusthakam
C) Hortus Malabaricus
D) Samkshepavedartham

96.The Indian constitution had how many Schedules at the time of its adoption in 1950?
A) 10
B)12
C)8
D)15

97.‘Rajyasamacharam’, the first newspaper in Malayalam was published from
A) Kottayam
B)Nagarcoil
C)Thalassery
D)Attingal

98.Gandhiji’s first visit to Kerala was related with
A)The Khilafat-Non co-operation movement
B)The Harijan upliftment
C)The Quit India movement
D)The Vaikkom Satyagraha

99.Which Constitutional Amendment incorporated Fundamental duties in to the 

Indian Constitution ?
A) 42nd
B) 1st
C) 96th
D) 69m

100.Inclusion of the educated natives in the higher grades of public services was a demand of which of these movements ?
A) Ezhava Memorial
B) Malayan Memorial
C) The Abstention Movement
D) Swadesi Movement
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