10-05-2017, 08:18 PM
Questionnaire on consumer Behavior towards HDFC home loans
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questionnaire on consumer behaviors towards home loans
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Questionnaire on consumer Behavior towards HDFC home loans
15-05-2017, 10:23 AM
Home is one of the things that everyone wants to own. The home is a shelter for the person where they rest and feel comfortable. The dream of buying your own home is not an impossible task in India, thanks to the growing housing market in the country. The growth of mortgage loans is due to the increase in living standards of people, moving from the joint family to the nuclear family. There are a large number of banks in the country that have come up with attractive mortgage loan plans. In view of the severe shortage of housing in the country and the socioeconomic role of commercial banks in the current times, the RBI advised banks to encourage the flow of credit for housing finance. No doubt it will improve the people of final cost to plan your home for longer, now it has become easy for a person to buy that dream home that he dreamed long ago. Given the difference in the need for each individual, banks and housing finance companies offer different types of mortgage loans for a wide range of housing activities.
A mortgage loan is a long-term commitment of 15-20 years, various factors such as experience, quality of service, in-depth knowledge of the domain and the level of commitment and transparency of the company through loan procedures , The fine print, the quality of services offered and the safe retrieval of property deed are critical. There are many banks and financial institutions through which one can easily avail a home loan at a reasonable rate of interest.
MORTGAGE LOAN
0.30%, plus applicable service tax of the outstanding loan (D.P. in the case of Maxgain), subject to a minimum of Rs. 2,000 / -, plus taxes and maximum of Rs. 25,000 / - plus taxes.
HOME TOPUP LOAN
Switching facilities have also been provided for the base rate readjustment loans linked to the commutation of the applicable MCLR linked rate with the payment of the switching fee. The exchange fee will be similar to the applicable rate on the Mortgage Loans, which is 0.30% plus the applicable service tax on the outstanding loan (D.P. in case of overdraft), subject to a minimum of Rs. 2,000 / -, plus taxes and maximum of Rs. 25,000 / - plus taxes.
A mortgage loan is a long-term commitment of 15-20 years, various factors such as experience, quality of service, in-depth knowledge of the domain and the level of commitment and transparency of the company through loan procedures , The fine print, the quality of services offered and the safe retrieval of property deed are critical. There are many banks and financial institutions through which one can easily avail a home loan at a reasonable rate of interest.
MORTGAGE LOAN
0.30%, plus applicable service tax of the outstanding loan (D.P. in the case of Maxgain), subject to a minimum of Rs. 2,000 / -, plus taxes and maximum of Rs. 25,000 / - plus taxes.
HOME TOPUP LOAN
Switching facilities have also been provided for the base rate readjustment loans linked to the commutation of the applicable MCLR linked rate with the payment of the switching fee. The exchange fee will be similar to the applicable rate on the Mortgage Loans, which is 0.30% plus the applicable service tax on the outstanding loan (D.P. in case of overdraft), subject to a minimum of Rs. 2,000 / -, plus taxes and maximum of Rs. 25,000 / - plus taxes.
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