project report on general insurance
#1

hi my name is prannoy  .my project title given to me is defining agent life cycle in bajaj allianz general insurance. please help
regards
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#2
General or non-life insurance policies, including auto and homeowner's policies, provide payments depending on the loss of a particular financial event. Generally, general insurance is defined as any insurance that is not determined to be life insurance. It is called property and accident insurance in the United States and Canada and non-life insurance in continental Europe. In the United Kingdom, insurance is divided into three areas: personal lines, business lines and London market.

The London market ensures large commercial risks such as supermarkets, football players and other very specific risks. It consists of a number of insurers, reinsurers, P & I Clubs, brokers and other companies that are usually physically located in the city of London. Lloyd's of London is a great participant in this market. The London market also participates in personal lines and commercial lines, both domestic and foreign, through reinsurance.

Commercial line products are often designed for relatively small legal entities. These include workers' compensation (liability of employers), public liability, product liability, commercial fleet and other general insurance products sold in a relatively standard way to many organizations. There are many companies that offer complete commercial insurance packages for a wide range of different industries, including shops, restaurants and hotels.

Personal line products are designed to be sold in large quantities. This would include cars (private car), homeowners, pet insurance, creditors insurance and others. ACORD, which is the insurance industry's global standards organization, has standards for personal and business lines and has been working with Australian General Insurers to develop these XML standards, standard applications for insurance and currency certificates.

Types of General Insurance

The general insurance can be classified into the following:
• Motor Insurance: Car insurance can be divided into two groups, one is the four wheeler insurance car and the other is two wheeler insurance.
Health Insurance: Common types of health insurance include, individual health insurance, family health insurance, comprehensive health insurance, and critical illness insurance.
• Travel insurance: Travel insurance can be grouped into an individual travel policy, a family travel policy, student travel insurance, and health insurance for the elderly.
• Home insurance: Home insurance protects the home and its contents at a bad time.
• Maritime Insurance: Maritime cargo insurance covers goods, cargo, cargo and other interests against losses or damages during transit by rail, road, sea and / or air.
• Commercial insurance: Commercial insurance covers solutions for all sectors of the industry that arise from commercial operations.

Market Trends

The United States was the largest market for non-life insurance premiums written in 2005, followed by the European Union and Japan. Zimbabwe's insurance industry recovers after dollarization in 2009. It is one of the most performing sectors of the economy.
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