planning of a home budget icse project
#1

Hi i am anil
I want to get a readymade project on planning a home budget with suitable pie charts  bar graphs etc..
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#2

Planning a budget for the home is not a difficult task, but it does require persistence and dedication. It is important to have a budget for the home, whether you are trying to save money or want to stop spending too much on non-essential items. Take the necessary steps to get your financial life in order by creating a family budget for your family.

Calculate your expected monthly income for each month of the year. It is important to find out each month separately as this allows space for expected bonuses or seasonal employment. If your company always gives an annual premium during December, for example, add this to your December income.
Calculate your expected expenses for each month. Include quarterly and annual expenses, such as insurance payments and property taxes. Do not forget to include space for gifts during holidays or for birthdays. If you plan to buy your Christmas gifts in December, be sure to list your budget for each person as well. If you are expecting a bonus from your employer, this will compensate for the additional expenses. If you do not receive a bonus, use the money you have saved throughout the year.
Divide your expenses into categories to determine if each item is fixed or variable. Fixed expenses include items such as car payments and mortgages and other necessary costs that remain the same each month. Variable expenses include groceries, entertainment and other costs that may fluctuate from month to month. For variable expenses, calculate the average cost by examining the last three months.
Determine if your expenses exceed your expected income or vice versa. If your expected income exceeds your expenses, allocate an amount to reserve for your savings account each month. Treat this as if it were a bill paid to yourself. Do not touch the savings unless there is an emergency, or if you have achieved your savings goal. If your expenses exceed your income, make adjustments, starting with the variables first. Remove or reduce nonessential spending until your income exceeds your expenses.
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