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Polymer banknotes are banknotes made from a polymer such as biaxially oriented polypropylene (BOPP). Such notes incorporate many security features not available to paper banknotes, including the use of metameric inks;[1] they also last significantly longer than paper notes, resulting in a decrease in environmental impact and a reduction of production and replacement costs.[2] Modern polymer banknotes were first developed by the Reserve Bank of Australia (RBA), Commonwealth Scientific and Industrial Research Organisation (CSIRO) and The University of Melbourne. They were first issued as currency in Australia in 1988 (coinciding with that country's bicentennial year). In 1996 Australia switched completely to polymer banknotes. Countries that have since switched completely to polymer banknotes include Brunei, Canada, New Zealand, Papua New Guinea, Romania, and Vietnam. Cape Verde, Chile, The Gambia, Nicaragua, Trinidad and Tobago and the Maldives are the latest countries to introduce polymer currency notes into circulation.


5 different kinds of plastic money
Credit card

Cashless payment with a set spending limit
Payment takes place after the purchase
Great flexibility thanks to installment facility
Most well-known credit cards: American Express, MasterCard, Visa
Charge cards

Cashless payment without a set spending limit
Payment takes place after the purchase
No credit or installment facility
Most well-known charge cards: American Express, Diners Club
Debit card

Card is directly linked to the cardholder’s bank account
Transaction is debited immediately from bank account
No credit or installment facility
Most well-known debit cards: Maestro, Postcard
Customer card/store card (PLCC)

Card with payment and credit function
Can only be used at specific retailers
Well-known customer cards: myOne, Globus, Media Markt
Prepaid card/gift card

Card is topped up with credit before use
No credit or installment facility
Open system (American Express, Visa, MasterCard) or closed system (can only be used at specific retailers)