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Retirement Programs

Retirement Programs
For Non-exempt Staff
Employees’ Pension Plan: Non-exempt staff of the University participate in the Employees’ Pension Plan upon meeting the eligibility requirements. This is a defined benefit plan and is fully funded by the University.

Staff Employees’ Pension Plan
Your Pension Resources – YPR online pension estimate tool (see below)
For Faculty & Exempt Staff
University of Notre Dame 403(b) Retirement Plan: The University of Notre Dame 403(b) Retirement Plan is a defined contribution plan under code section 403(b) that is the primary mandatory retirement plan for eligible faculty and exempt staff upon meeting eligibility requirements.

University of Notre Dame 403(b) Retirement Plan (Mandatory for Faculty and Exempt Staff)
How to elect or change your mandatory contributions
Summary Plan Description (PDF)
For All Employees
University of Notre Dame 403(b) Retirement Plan: The University of Notre Dame 403(b) Retirement Plan is the University’s Universal Availability Plan in that it provides all employees the opportunity to save for retirement.

It is a defined contribution plan that allows employees to make voluntary pre-tax contributions for retirement savings.

University of Notre Dame 403(b) Retirement Plan (Voluntary tax-deferred savings for all employees)
How to elect or change your voluntary contributions
403(b) Retirement Plan Fee and Investment Performance Disclosures
Summary Plan Description (PDF)
Universal Availability Notice (DOCX)
Social Security/Medicare
Both the University and employees contribute an equal amount to Social Security and Medicare. These combined contributions help pay for your retirement, disability, survivor, and medical benefits. The University contributes 6.2% of your earnings (up to the Social Security maximum) each year toward Social Security and 1.45% to Medicare. For more information, contact Social Security Administration at 1-800-772-1213 or visit ssa.gov and/or contact Medicare at 1-800-633-4227 or visit medicare.gov.

Learn More About Your Retirement
Retirement Information Sessions. See available 2016 NDRetire dates. To schedule, call askHR at 631-5900 or schedule in eNDeavor. (Search for NDRetire: an Information Session)
One-on-One Retirement Planning Guidance – Fidelity Planning & Guidance Consultants are on campus regularly to provide one-on-one guidance appointments.
Your Pension Resources – YPR
YPR is an interactive tool the University of Notre Dame is able to offer through our contract with Aon Hewitt. With the web-based tool you can estimate your pension benefit on a future eligible retirement date to see how much you may receive at retirement. This is an important tool to help you and your family with planning for retirement.