ic 34 general insurance free download in english
#1

Hi im sachinthana i would like to get details on ic 34 general insurance free download in english. i saw your website available this book and im from Sri Lanka.I study at sabaragamuwa university of Sri Lanka and following Banking & insurance degree. so i study this subject and i need help.
Thank You.
sachinthana
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#2
Insurance, through the ages, has been used as a mechanism whereby the insurer organizes the
process by which the unfortunate few, who suffer losses, share the burden with many who are
exposed to risk of similar losses. Such burden would include the primary burden of direct
losses like damage due to fire and indirect losses like loss of production following such
damage. It also includes secondary burden like physical and mental strain caused by anxiety
of probable losses and the cost of maintaining reserves to mitigate such losses, if they occur.
Thus we face risk in our everyday life and learn to manage these risks, so as to mitigate our
losses.
Risks are managed through
a) Avoidance: doing away with the very activity that is risk prone,
b) Retention: keeping the risk on one’s own account,
c) reduction and control through loss prevention, financing by creating reserves or
d) Risk transfer: where risk is transferred to some other entity.
Insurance is the best risk transfer methodology.
The cost of risk is based on the factors of probability and impact of the perils occurring and
causing loss.
Insurance activity is advantageous as it facilitates economic growth by investing the premium
funds, by protecting individuals, industry and commerce, community and nation from
economic impact of losses, removing anxiety of losses and promotes investment.
Reply
#3

The Insurance Institute of India (Regd.) formerly known as Federation of Insurance Institutes (J.C. Setalvad Memorial) (Regd.) was established in the year 1955, for the purpose of promoting Insurance Education & Training in the country. The Institute is a professional body serving the cause of the Insurance Industry. The Institute conducts examinations at three levels: Licentiate, Associateship and Fellowship as also examinations – Certificate in Foundations of Casualty Actuarial Science (General Insurance) and Certificate in Insurance Salesmanship.
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