presented by:
Shubham Sharma
Varun Yadav
Gaurav Vij
Hershul Virendra

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“GRAMIN UTTHAN YOJNA”
Major issues in Agri. Credit
High cost of borrowing - Cost of borrowing vs rate of interest.
Perceived high risk associated with agriculture lending.
Limited access to credit facilities to tenant farmers/share croppers.
Structured Provision of adequate & timely credit to farmers.
Poverty Trap : Farmers cannot leverage the start-up capital on continual basis and thus faces systemic risks that could wipe out their livelihoods at any point in time.
Gramin Utthan Yojana
Our Yojana insures the farmers for their cost of inputs against an uncontrollable weather related parameters that can affect the output (crop).
Uniqueness of our Yojana is:
Deliver insurance coverage and financial support to the farmers.
Providing food and livelihood security to the farming community.
Enhancing progressive farming practices, both in terms of agricultural technology, and market economics.
Product
Our Yojana is an innovative low-cost way of reaching farmers and helping them in managing risk associated with Agricultural activities.
We offers Comprehensive Insurance Plan to farmers that covers Weather insurance for their Crops (Kharif & Rabi Crops), Livestock/Cattle insurance and financial assistance.
The Yojana shall operate on “Area Approach” basis.
• The Market Price shall be measured at District/State level/Taluka/Block/Circle.
Price
Place
Agent Network: As insurance customers rely on Personal interaction & high level of Services, some degree of Rural Agent Network would be a must.
Co-operative Grameen/RRBs/NGO: Banks are viewed as ‘Safe’ institutions for Tie up & it would enhance the credibility of insurers & their agents.
Post Office: It is highly trusted by Rural Population with access to the smallest villages.
E-Choupal: This would be an Internet based co-ordination point for purchase of agricultural produce along with a forum for Agricultural Insurance information particularly for affluent farmers.
Promotion
Physical Evidence
People
Process

hi,
i am d.meenakshi madam india linked i wish to say that every person's and kid's education is very importent because by it we can solve atleast all ngo's problem's. every asha tai and the every ngo's low catagary employ also nust be a graduate +m.s.c.i.t. the cumputer course. because now a day's the berojgari and unemploymentation is increasing . so i request to our govt to increas the education and the education system . so that every gramin must be healthyer and educated.so we can give to our kid's a healthy envirement .
thankyou
d.meenakshi madam.:)