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1.NEED AND SIGNIFICANCE
i)To familiarize the students with a business organization and its structure
ii)To familiarize them with he different departments in the organization and their functioning.
iii) To enable the students to understand how the key business process are carried out in organizations.
iv) Understand how information is used in organization for decision making at various levels and
v)Tolerate theory with practice
2.OBJECTIVES OF THE STUDY
 To have an overview of the organization.
 To study the departments of the organization in detail.
 To know about all the products and services being offered by the company..
 To give our own suggestions for the betterment of the company.
3.SCOPE OF THE STUDY
The study is intended to provide managerial insight to a management student.It will enable him to take up responsibilities of a manager at ease and provide him more confidence. The scope of the study is confined to a few selected departments and their functions. The trainee may also get a feel about how business executives operate in their work settings.
4.METHODOLOGY FOLLOWED
The study employed the method to collect the required data for completion of this report. Discussions with concerned officials were also held for the purpose.
Collection of data
The area of data collected is from ‘DHANLAXMI BANK
Source of data
Data collected are classified as
1. Primary data
2. Secondary data
1. Primary data
Primary data collected through discussions with management personnel’s of various departments.
2. Secondary data
Secondary data were collected from various books, annual reports, bank’s documents and from bank’s website.
SCHEME OF REPORTING
This report is presented in five chapters. The first chapter introduces the study by highlighting the need for the study, the study objectives, methodology and scheme of reporting. The second chapter on industry profile discuss about the banking industry. It describes about the World Bank industry and the Indian textile industry in detail. Third chapter describes profile of banking industry. The fourth chapter describes the detailed study of different departments in which the trainee had under gone the training. Finally, a conclusion is derived in the fifth chapter 
CHAPTER:-02
INDUSTRY PROFILE
INTRODUCTION:-
The name bank derives from the Italian word banco "desk/bench",
A bank is a financial intermediary that accepts deposits and channels those deposits into lending activities. Banks are a fundamental component of the financial system, and are also active players in financial markets. The essential role of a bank is to connect those who have capital (such as investors or depositors), with those who seek capital (such as individuals wanting a loan, or businesses wanting to grow).
Banking is generally a highly regulated industry, and government restrictions on financial activities by banks have varied over time and location. In some countries such as Germany, banks have historically owned major stakes in industrial corporations while in other countries such as the United States banks are prohibited from owning non-financial companies. The most recent trend has been the advance of universal banks, which attempt to offer their customers the full spectrum of financial services under the one roof.The oldest bank still in existence is Monte dei Paschi di Siena, headquartered in
Siena, Italy, which has been operating continuously since 1472.
Currently, India has 96 scheduled commercial banks (SCBs), 27 public sector banks (that is with the Government of India holding a stake), 31 private banks (these do not have government stake; they may be publicly listed and traded on stock exchanges) and 38 foreign banks. They have a combined network of over 53,000 branches and 49,000 ATMs. According to a report by ICRA Limited, a rating agency, the public sector banks hold over 75 percent of total assets of the banking industry, with the private and foreign banks holding 18.2% and 6.5% respectively.
The oldest bank in existence in India is the State Bank of India.
EVOLUTION:-
Banks date back to ancient times. During the 3rd century AD, banks in Persia and other territories in the Persian Sassanid Empire issued letters of credit known as Ṣakks. Muslim traders are known to have used the cheque or ṣakk system since the time of Harun al-Rashid (9th century) of the Abbasid Caliphate. The earliest known state deposit bank, Banco di San Giorgio (Bank of St. George), was founded in 1407 at Genoa, Italy. Banking in the modern sense of the word can be traced to medieval and early Renaissance Italy, to the rich cities in the north like Florence, Venice and Genoa. The Bardi and Peruzzi families were dominated banking in 14th century Florence, establishing branches in many other parts of Europe. Perhaps the most famous Italian bank was the Medici bank, set up by Giovanni Medici in 1397.
Banking is an ancient business in India with some of oldest references in the writings of Manu. Bankers played an important role during the Mugal period. During the early part of the East India Company era, agency houses were involved in banking. Banking in India originated in the last decades of the 18th century. The first banks were The General Bank of India which started in 1786, and the Bank of Hindustan, both of which are now defunct. The oldest bank in existence in India is the State Bank of India, which originated in the Bank of Calcutta in June 1806, which almost immediately became the Bank of Bengal. This was one of the three presidency banks, the other two being the Bank of Bombay and the Bank of Madras, all three of which were established under charters from the British East India Company. For many years the Presidency banks acted as quasi-central banks, as did their successors. The three banks merged in 1921 to form the Imperial Bank of India, which, upon India's independence, became the State Bank of India.
Indian merchants in Calcutta established the Union Bank in 1839, but it failed in 1848 as a consequence of the economic crisis of 1848-49. The Allahabad Bank, established in 1865 and still functioning today, is the oldest Joint Stock bank in India.
Foreign banks too started to arrive, particularly in Calcutta, in the 1860s. The Comptoire d'Escompte de Paris opened a branch in Calcutta in 1860, and another in Bombay in 1862; branches in Madras and Pondichery, then a French colony, followed. HSBC established itself in Bengal in 1869. Calcutta was the most active trading port in India, mainly due to the trade of the British Empire, and so became a banking center.
The presidency banks dominated banking in India but there were also some exchange banks and a number of Indian joint stock banks. All these banks operated in different segments of the economy. The exchange banks, mostly owned by Europeans, concentrated on financing foreign trade. Indian joint stock banks were generally under capitalized and lacked the experience and maturity to compete with the presidency and exchange banks.
The first entirely Indian joint stock bank was the Oudh Commercial Bank, established in 1881 in Faizabad. It failed in 1958. The next was the Punjab National Bank, established in Lahore in 1895, which has survived to the present and is now one of the largest banks in India.
The period between 1906 and 1911, saw the establishment of banks inspired by the Swadeshi movement. The Swadeshi movement inspired local businessmen and political figures to found banks of and for the Indian community. A number of banks established then have survived to the present such as Bank of India, Corporation Bank, Indian Bank, Bank of Baroda, Canara Bank and Central Bank of India.
For the past three decades India's banking system has several outstanding achievements to its credit. The most striking is its extensive reach. It is no longer confined to only metropolitans or cosmopolitans in India. In fact, Indian banking system has reached even to the remote corners of the country. This is one of the main reason of India's growth process.