presented by:
B.Rushendra Kumar

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Introduction :
With the advent of computers many technologies are taking this world by a surprise. These include Embedded Systems (ES), Artificial Intelligence (AI), Neural Networks (NN), Fuzzy Logic, Bluetooth and many more are upcoming. This topic deals with Embedded Systems in a new perspective.
Using the basic concept of ES, an idea for changing the future of Cards (Banking, Petro, Health etc.) is proposed in this topic. To interpret this idea, it is first needed to know the advantages & disadvantages of today’s ‘traditional’ cards.
Traditional cards:
Advantages :
Ease of Mobility
Ease of use
Disadvantages:
Easy duplication
No memory to hold the current balance
Limited lifetime
Limited acceptance
And the list goes on………….
Smart card technology:
Keeping those advantages & disadvantages in view, the Smart Technology is introduced to develop a new class of cards. This stream of Smart Technology can be termed as Smart Card Technology (SCT). This smart card has a microprocessor or memory chip embedded in it that, when coupled with a reader, has the processing power to serve many different applications. Such cards can be referred to as e-Wallet (electronic Wallet).
About e-Wallet:
The main objective of e-Wallet is to make paperless money transaction easier. The electronic wallet (e-Wallet) is just like a leather wallet as it does the same, in terms of e-cash. In today’s life where monetary value and security both, go hand in hand, it is difficult to satisfy customers using the routine cards. The main idea behind this topic is to bring in a cheaper, more versatile and much more easily usable kind of a card.
Salient features of e-Wallet:
More than 40 years of data retention
Firewall encrypted security logic
Compatible with many supporting hardware.
No separate card reader is required to access our card
Polarity reversal indicator is pre-built in our card.
Reusability of our card is unlimited.
Multiple card features are incorporated in the same card.
External complexities are less
Example for transaction:
Card Designing:
Application Specific Integrated Circuit:
Most of the home friendly electronic oriented products works on custom specified integrated circuit chips like electric oven, cellular phones, washing machines etc. Following this global trend we are using FIELD PROGRAMABLE GATE ARRAY (FPGA) belonging to the family of APPLICATION SPECIFIC INTEGRATED CIRCUIT
Internal Architecture of FPGA:
Internal blocks of FPGA IC are:
Embedded micro controller
Crypto coprocessor
Random Word Generator
On chip security power management
Access control
Flash ROM/ROM
EEPROM
RAM
Serial interface
RF Interface
Internal 16 bit address/data bus
Operation
Features of e-Wallet:
Refillable
Infinite lifetime
Current balance can be stored and read
User authentication is provided
Universal access
Maximum possible cash
Cannot be duplicated
Advantages of e-Wallet:
Ease of use:
Withdraw or deposit value by telephone
No signature required
Immediate payment
In the future, access points may include mobile phones
Accessibility and convenience:
Cash machines and telephones give more access points to funds in bank account
Available 24 hours / 365 days
Cash machines and telephones cannot run out of electronic cash
Flexibility:
Transfer value by telephone
Pay person to person
For low or high values
Multi-currency capability
No age limit, so suitable for all the family
Safety and control:
Spend only what you have
Read your balance
Load value at home
Lock your card or wallet
Keep track of what you have spent and where
Customer is traceable if a lost card is found
 

presented by:
B.Rushendra Kumar

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Abstract
Using the basic concepts of Embedded Systems, an idea for changing the future of Cards (Banking, Petro, Health, Televoice, etc.) is proposed in this paper. Requirement of a special card reader, limited lifetime, acceptance being the main disadvantages of today’s traditional cards, led to the design of e-Wallet.
The main objective of e-Wallet is to make paperless money transaction easier. The main idea behind this paper is to bring in a cheaper, more versatile and much more easily usable kind of a card. Using this e-Wallet the transaction procedure can be as simple as: the customer goes to the point of sale (POS), does the purchasing and when it comes to the payment, the customer submits his e-Wallet to vender who connects it to his terminal (PC).The vender displays the billing information to the customer who finalizes it. The amount in the e-Wallet is updated accordingly. Later at periodic intervals, the vender intimates the bank (in case of credit cards) which transfers the amount from the customer’(s) account to his.
The advantages of e-Wallet are its ease of use (doesn’t require a separate card reader), ease of maintenance, flexibility, safety, being the primary ones. The designing of the card is similar to any other embedded card. The designing cost of the card (e-Wallet) being as low as the price of a pizza. There are ample enhancements to this application from credit cards to televoice cards. Unlike traditional cards which are application oriented, all the applications’ software can be embedded into this e-Wallet which provides multi-functionality.
INTRODUCTION
With the advent of computers many technologies are taking this world by a surprise. These include Embedded Systems (ES), Artificial Intelligence (AI), Neural Networks (NN), Fuzzy Logic, Bluetooth and many more are upcoming. This paper deals with Embedded Systems in a new perspective.
In easy terms, Embedded Systems can be viewed as a combination of hardware and software components, in which the software is implanted into the hardware to do the specific job. These ES were implemented in various fields from Battery chargers to Aviation Systems besides Cell phones (GSM, GPRS, CDMA, etc.). These ES are being developed in ‘leaps and bounds’. The never-ending efforts of many scientists in the field of ES led to the evolution of Smart Technology (ST).
Using the basic concept of ES, an idea for changing the future of Cards (Banking, Petro, Health etc.) is proposed in this paper. To interpret this idea, it is first needed to know the pros & cons of today’s ‘traditional’ cards. Consider the example of banking:
The magnetic stripe cards used for transactions are as simple as visiting cards, with a magnetic tape to hold the user information. The basic advantages of these cards are:
 Ease of mobility
 Ease of use
Coming to the disadvantages of these cards, few are listed here under:
 Easy Duplication
 Requires a special card reader
 Networking problems
 No memory to hold the current balance
 Limited lifetime
 No particular user authentication
 Unsecured remote transaction
 Limited acceptance
 Vulnerable to moisture, heat, dirt etc.
and the list goes on……
Keeping these pros & cons in view, the Smart Technology is introduced to develop a new class of cards. This stream of Smart Technology can be termed as Smart Card Technology (SCT). This smart card has a microprocessor or memory chip embedded in it that, when coupled with a reader, has the processing power to serve many different applications. Such cards can be referred to as e-Wallet (electronic Wallet).

e-wallet ppt

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INTRODUCTION

Tool for personal management of private information.
Protection of private information and associated transactions.
Recordkeeping tool.

Personal Information-Information identifiable to the individual


Two fundamental personal information agents:
Individual
Non-individual
Two types of personal information:
Atomic
Compound

CONCLUSION

In this paper,we have presented an e-wallet designed specifically for personal information.This type of wallet is a record keeping system for all types of personal information.