benefits of home loan sbi dsp account holder
#1

What is the current interest rate of homelone on dsp ac.
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#2
What is the interest rate of defence salary packages
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#3
benefits of home loan sbi dsp account holder

DSP: A package which offers many concessions in service charges and in interest rates on loans for serving as well as retired Defence personnel of Army/ Navy/ Air Force as well as RR and GREF (BRO) having their Salary/Pension accounts with SBI.

PMSP: A package which offers many concessions in service charges and in interest rates on loans for serving personnel of the following Central Para Military Forces (CPMFs) having their Salary accounts with SBI.
Assam Rifles : (AR) included under DSP
Border Security Force : (BSF)
Central Industrial Security Force : (CISF)
Indo Tibetan Border Police : (ITBP)
National Security Guard : (NSG)
Sashastra Seema Bal : (SSB)
Central Reserve Police Force : (CRPF)
Both DSP and PMSP are available in four variants, namely Silver, Gold, Diamond and Platinum depending on the rank of the personnel of Army, Navy and Air Force, RR and GREF (BRO) and the 7 CPMFs. Silver is for PBORs and Gold, Diamond and Platinum for Officers.

Features of DSP:

Unique Lifetime Account Number: Retain the same account number even when your account is transferred to another branch as well as for drawing pension after retirement.
Zero Balance Account with no charges for non-maintenance of minimum balance.
ATM Cards exclusively designed for personnel of each of the Forces.
Free ATM Cards including one additional free ATM Card for single accounts of PBORs.
Domestic Maestro cards for Silver Accounts,International Gold Debit cards for Gold and Diamond Accounts and International Platinum Debit Card for Platinum Accounts.
Free unlimited number of withdrawals from SBI ATMs subject to maximum daily withdrawal of Rs. 40,000 on Domestic Cards, Rs. 50,000 on International Gold Cards and Rs. 1,00,000 on International Platinum Cards.
Free Personal Accident Insurance cover for International Gold and Platinum Debit Card Holders.
Free Drafts
Free Core Power: Anywhere Banking facility with the widest network of more than 13,000 branches. This includes free transfer of funds between SBI branches, free updating of pass-books at any branch, etc.
Free RTGS and NEFT for funds transfers to other banks
Free personalized Multi City Cheque Books and free personalized Ordinary Cheque Books
Free SMS Alerts/ e – Statement/ Internet Banking
Easy overdraft up to 2 months Net salary, repayable within 6 months
Free Systematic Investment Plan in Mutual funds.
Concession in interest rates on Home Loans, Auto Loans, Xpress Credit Loans i.e. Personal Loans and Education loans
Concession in Processing Fees and Margin on Home Loans and Auto Loans.
Waiver of Demat Account opening charges
Concession on purchase of Gold Coins
Range of other value added benefits
State Bank of India provide the useful facility to all Central, State and other illigible Employee as per instruction of Reserve Bank.
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