banking system project
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INTRODUCTION

The Domain "Banking System " keeps the day by day tally record as a complete banking. It can keep the information of Account type, account opening form, Deposit, Withdrowal, and Searching the transaction, Transaction report, Individual account opening form, Group Account. The exciting part of this project is; it displays Transaction reports, Statistical Summary of Account type and Interest Information.


SYNOPSIS

"Banking System " keeps the day by day tally record as a complete banking. It can keep the information of Account type, account opening form, Deposit, Withdrawal, and Searching the transaction, Transaction reports, Individual account opening form, Group Account. The exciting part of this project is; it displays Transaction reports, Statistical Summary of Account type and Interest Information.


AIM

In the existing system the transactions are done only manually but in proposed system we have to computerize all the banking transaction using the software Banking System. They are:
Administrative Module


ADMINISTRATIVE MODULE

This module is the main module which performs all the main operations in the system. The major operations in the system are:
¢ Account Opening Form
¢ Deposit
¢ Withdrawal
¢ Account type
¢ Searching Transaction
¢ Transaction report
SYSTEM STUDY AND ANALISYS


SYSTEM ANALYSIS

System analysis is a process of gathering and interpreting facts, diagnosing problems and the information to recommend improvements on the system. It is a problem solving activity that requires intensive communication between the system users and system developers. System analysis or study is an important phase of any system development process. The system is studied to the minutest detail and analyzed. The system analyst plays the role of the interrogator and dwells deep into the working of the present system. The system is viewed as a whole and the input to the system are identified. The outputs from the organizations are traced to the various processes. System analysis is concerned with becoming aware of the problem, identifying the relevant and decisional variables, analyzing and synthesizing the various factors and determining an optimal or at least a satisfactory solution or program of action.
A detailed study of the process must be made by various techniques like interviews, questionnaires etc. The data collected by these sources must be scrutinized to arrive to a conclusion. The conclusion is an understanding of how the system functions. This system is called the existing system. Now the existing system is subjected to close study and problem areas are identified. The designer now functions as a problem solver and tries to sort out the difficulties that the enterprise faces. The solutions are given as proposals. The proposal is then weighed with the existing system analytically and the best one is selected. The proposal is presented to the user for an endorsement by the user. The proposal is reviewed on user request and suitable changes are made. This is loop that ends as soon as the user is satisfied with proposal.
Preliminary study is the process of gathering and interpreting facts, using the information for further studies on the system. Preliminary study is problem solving activity that requires intensive communication between the system users and system developers. It does various feasibility studies. In these studies a rough figure of the system activities can be obtained, from which the decision about the strategies to be followed for effective system study and analysis can be taken.

EXISTING SYSTEM
In the existing system the transactions are done only manually but in proposed system we have to computerize all the banking transaction using the software Banking system.
2. 1.1 PROBLEMS WITH EXISTING SYSTEM
¢ Lack of security of data.
¢ More man power.
¢ Time consuming.
¢ Consumes large volume of pare work.
¢ Needs manual calculations.
¢ No direct role for the higher officials.
¢ Damage of machines due to lack of attention.
To avoid all these limitations and make the working more accurately the system needs to be computerized.

PROPOSED SYSTEM

The aim of proposed system is to develop a system of improved facilities. The proposed system can overcome all the limitations of the existing system. The system provides proper security and reduces the manual work.

2. 2. 1 ADVANTAGES OF THE PROPOSED SYSTEM

The system is very simple in design and to implement. The system requires very low system resources and the system will work in almost all configurations. It has got following features
¢ Security of data.
¢ Ensure data accuracy's.
¢ Proper control of the higher officials.
¢ Reduce the damages of the machines.
¢ Minimize manual data entry.
¢ Minimum time needed for the various processing.
¢ Greater efficiency.
¢ Better service.
¢ User friendliness and interactive.
¢ Minimum time required.

2.3. FEASIBILITY STUDY

Feasibility study is made to see if the project on completion will serve the purpose of the organization for the amount of work, effort and the time that spend on it. Feasibility study lets the developer foresee the future of the project and the usefulness. A feasibility study of a system proposal is according to its workability, which is the impact on the organization, ability to meet their user needs and effective use of resources. Thus when a new application is proposed it normally goes through a feasibility study before it is approved for development.

The document provide the feasibility of the project that is being designed and lists various areas that were considered very carefully during the feasibility study of this project such as Technical, Economic and Operational feasibilities. The following are its features:
2.3.1. TECHNICAL FEASIBILITY

The system must be evaluated from the technical point of view first. The assessment of this feasibility must be based on an outline design of the system requirement in the terms of input, output, programs and procedures. Having identified an outline system, the investigation must go on to suggest the type of equipment, required method developing the system, of running the system once it has been designed.

Technical issues raised during the investigation are:

Does the existing technology sufficient for the suggested one Can the system expand if developed

The project should be developed such that the necessary functions and performance are achieved within the constraints. The project is developed within latest technology. Through the technology may become obsolete after some period of time, due to the fact that never version of same software supports older versions, the system may still be used. So there are minimal constraints involved with this project. The system has been developed using Java the project is technically feasible for development.

2.3.2. ECONOMIC FEASIBILITY

The developing system must be justified by cost and benefit. Criteria to ensure that effort is concentrated on project, which will give best, return at the earliest. One of the factors, which affect the development of a new system, is the cost it would require.

The following are some of the important financial questions asked during preliminary investigation:
¢ The costs conduct a full system investigation.
¢ The cost of the hardware and software.
¢ The benefits in the form of reduced costs or fewer costly errors.

Since the system is developed as part of project work, there is no manual cost to spend for the proposed system. Also all the resources are already available, it give an indication of the system is economically possible for development.
2.3.3. BEHAVIORAL FEASIBILITY
This includes the following questions:
> Is there sufficient support for the users
> Will the proposed system cause harm

The project would be beneficial because it satisfies the objectives when developed and installed. All behavioral aspects are considered carefully and conclude that the project is behaviorally feasible.

SYSTEM DESIGN 3.1 INTRODUCTION
Design is the first step into the development phase for any engineered product or system. Design is a creative process. A good design is the key to effective system. The term "design" is defined as "the process of applying various techniques and principles for the purpose of defining a process or a system in sufficient detail to permit its physical realization". It may be defined as a process of applying various techniques and principles for the purpose of defining a device, a process or a system in sufficient detail to permit its physical realization. Software design sits at the technical kernel of the software engineering process and is applied regardless of the development paradigm that is used. The system design develops the architectural detail required to build a system or product. As in the case of any systematic approach, this software too has undergone the best possible design phase fine tuning all efficiency, performance and accuracy levels. The design phase is a transition from a user oriented document to a document to the programmers or database personnel. System design goes through two phases of development: Logical and Physical Design.

LOGICAL DESIGN:
The logical flow of a system and define the boundaries of a system. It includes the following steps:
¢ Reviews the current physical system - its data flows, file content, volumes , frequencies etc.
¢ Prepares output specifications - that is, determines the format, content and frequency of reports.
¢ Prepares input specifications - format, content and most of the input functions.
¢ Prepares edit, security and control specifications.
¢ Specifies the implementation plan.
¢ Prepares a logical design walk through of the information flow, output, input, controls and implementation plan.
¢ Reviews benefits, costs, target dates and system constraints.

PHYSICAL DESIGN:
Physical system produces the working systems by define the design specifications that tell the programmers exactly what the candidate system must do. It includes the following steps.
¢ Design the physical system.
¢ Specify input and output media.
¢ Design the database and specify backup procedures.
¢ Design physical information flow through the system and a physical design Walk through.

¢ Plan system implementation.
¢ Prepare a conversion schedule and target date.
¢ Determine training procedures, courses and timetable.
¢ Devise a test and implementation plan and specify any new hardware/software.
¢ Update benefits , costs , conversion date and system constraints

Design/Specification activities:
¢ Concept formulation.
¢ Problem understanding.
¢ High level requirements proposals.
¢ Feasibility study.
¢ Requirements engineering.
¢ Architectural design.

MODULE DESIGN Admin
The Administrator logs in using the admin login. In this module two operations are done. During login the Login and Password is verified with that in the database


INPUT DESIGN

The design of input focuses on controlling the amount of input required, controlling the errors, avoiding delay, avoiding extra steps and keeping the process simple. The input is designed in such a way so that it provides security and ease of use with retaining the privacy. Input Design considered the following things:

o What data should be given as input o How the data should be arranged or coded o The dialog to guide the operating personnel in providing input. o Methods for preparing input validations and steps to follow when error occur.


OBJECTIVES

Input Design is the process of converting a user-oriented description of the input into a computer-based system. This design is important to avoid errors in the data input process and show the correct direction to the management for getting correct information from the computerized system.
It is achieved by creating user-friendly screens for the data entry to handle large volume of data. The goal of designing input is to make data entry easier and to be free from errors. The data entry screen is designed in such a way that all the data manipulates can be performed. It also provides record viewing facilities.
When the data is entered it will check for its validity. Data can be entered with the help of screens. Appropriate messages are provided as when needed so that the user will not be in a maize of instant. Thus the objective of input design is to create an input layout that is easy to follow


OUTPUT DESIGN

A quality output is one, which meets the requirements of the end user and presents the information clearly. In output design it is determined how the information is to be displaced for immediate need and also the hard copy output. It is the most important and direct source information to the user. Efficient and intelligent output design improves the system's relationship to help user decision-making.

Designing computer output should proceed in an organized, well thought out manner; the right output must be developed while ensuring that each output element is designed so that people will find the system can use easily and effectively. When analysis design computer output, they should :
Identify the specific output that is needed to meet the requirements.
Select methods for presenting information.
Create document, report, or other formats that contain information produced by the system.


3.3 DATABASE DESIGN

A database is an organized mechanism that has the capability of storing information through which a user can retrieve stored information in an effective and efficient manner. The data is the purpose of any database and must be protected.

The database design is a two level process. In the first step, user requirements are gathered together and a database is designed which will meet these requirements as clearly as possible. This step is called Information Level Design and it is taken independent of any individual DBMS.

In the second step, this Information level design is transferred into a design for the specific DBMS that will be used to implement the system in question. This step is called Physical Level Design, concerned with the characteristics of the specific DBMS that will be used. A database design runs parallel with the system design. The organization of the data in the database is aimed to achieve the following two major objectives.
Data Integrity
Data independence

Normalization is the process of decomposing the attributes in an application, which results in a set of tables with very simple structure. The purpose of normalization is to make tables as simple as possible. Normalization is carried out in this system for the following reasons.

To structure the data so that there is no repetition of data , this helps in saving.
¢ To permit simple retrieval of data in response to query and report request.
¢ To simplify the maintenance of the data through updates, insertions, deletions.
¢ To reduce the need to restructure or reorganize data which new application requirements arise.


RELATIONAL DATABASE MANAGEMENT SYSTEM (RDBMS):

A relational model represents the database as a collection of relations. Each relation resembles a table of values or file of records. In formal relational model terminology, a row is called a tuple, a column header is called an attribute and the table is called a relation. A relational database consists of a collection of tables, each of which is assigned a unique name. A row in a tale represents a set of related values.

RELATIONS, DOMAINS & ATTRIBUTES:

A table is a relation. The rows in a table are called tuples. A tuple is an ordered set of n elements. Columns are referred to as attributes. Relationships have been set between every table in the database. This ensures both Referential and Entity Relationship Integrity. A domain D is a set of atomic values. A common method of specifying a domain is to specify a data type from which the data values forming the domain are drawn. It is also useful to specify a name for the domain to help in interpreting its values. Every value in a relation is atomic, that is not decomposable.

RELATIONSHIPS:

Table relationships are established using Key. The two main keys of prime importance are Primary Key & Foreign Key. Entity Integrity and Referential Integrity Relationships can be established with these keys.Entity Integrity enforces that no Primary Key can have null values.Referential Integrity enforces that no Primary Key can have null values. Referential Integrity for each distinct Foreign Key value, there must exist a matching Primary Key value in the same domain. Other key are Super Key and Candidate Keys. Relationships have been set between every table in the database. This ensures both Referential and Entity Relationship Integrity.


NORMALIZATION:

As the name implies, it denoted putting things in the normal form. The application developer via normalization tries to achieve a sensible organization of data into proper tables and columns and where names can be easily correlated to the data by the user. Normalization eliminates repeating groups at data and thereby avoids data redundancy which proves to be a great burden on the computer resources. These includes:
Normalize the data.
Choose proper names for the tables and columns.
Choose the proper name for the data.
First Normal Form:

The First Normal Form states that the domain of an attribute must include only atomic values and that the value of any attribute in a tuple must be a single value from the domain of that attribute. In other words 1NF disallows "relations within relations" or "relations as attribute values within tuples". The only attribute values permitted by 1NF are single atomic or indivisible values.

The first step is to put the data into First Normal Form. This can be donor by moving data into separate tables where the data is of similar type in each table. Each table is given a Primary Key or Foreign Key as per requirement of the project. In this we form new relations for each nonatomic attribute or nested relation. This eliminated repeating groups of data.

A relation is said to be in first normal form if only if it satisfies the constraints that contain the primary key only.

Second Normal Form:

According to Second Normal Form, For relations where primary key contains multiple attributes, no nonkey attribute should be functionally dependent on a part of the primary key.

In this we decompose and setup a new relation for each partial key with its dependent attributes. Make sure to keep a relation with the original primary key and any attributes that are fully functionally dependent on it. This step helps in taking out data that is only dependant on apart of the key.

A relation is said to be in second normal form if and only if it satisfies all the first normal form conditions for the primary key and every non-primary key attributes of the relation is fully dependent on its primary key alone. Third Normal Form:

According to Third Normal Form, Relation should not have a nonkey attribute functionally determined by another nonkey attribute or by a set of nonkey attributes. That is, there should be no transitive dependency on the primary key.

In this we decompose and set up relation that includes the nonkey attributes that functionally determines other nonkey attributes. This step is taken to get rid of anything that does not depend entirely on the Primary Key.

A relation is said to be in third normal form if only if it is in second normal form and more over the non key attributes of the relation should not be depend on other non key attribute.

5.2 SYSTEM IMPLEMENTATION AND TESTING

Implementation is the stage of the project where the theoretical design is turned into a working system. It can be considered to be the most crucial stage in achieving a successful new system gaining the users confidence that the new system will work and will be effective and accurate. It is primarily concerned with user training and documentation. Conversion usually takes place about the same time the user is being trained or later. Implementation simply means convening a new system design into operation, which is the process of converting a new revised system design into an operational one.

5.2.1. SYSTEM TESTING

Software Testing is the process of executing software in a controlled manner, in order to answer the question - Does the software behave as specified. Software testing is often used in association with the terms verification and validation. Validation is the checking or testing of items, includes software, for conformance and consistency with an associated specification. Software testing is just one kind of verification, which also uses techniques such as reviews, analysis, inspections, and walkthroughs. Validation is the process of checking that what has been specified is what the user actually wanted.

Validation : Are we doing the right job Verification : Are we doing the job right

Software testing should not be confused with debugging. Debugging is the process of analyzing and localizing bugs when software does not behave as expected. Although the identification of some bugs will be obvious from playing with the software, a methodical approach to software testing is a much more thorough means for identifying bugs. Debugging is therefore an activity which supports testing, but cannot replace testing. Other activities which are often associated with software testing are static analysis and dynamic analysis. Static analysis investigates the source code of software, looking for problems and gathering metrics without actually executing the code. Dynamic analysis

looks at the behavior of software while it is executing, to provide information such as execution traces, timing profiles, and test coverage information.

Testing is a set of activity that can be planned in advanced and conducted systematically. Testing begins at the module level and work towards the integration of entire computers based system. Nothing is complete without testing, as it vital success of the system testing objectives, there are several rules that can serve as testing objectives. They are

Testing is a process of executing a program with the intend of finding an error.A good test case is one that has high possibility of finding an undiscovered error.A successful test is one that uncovers an undiscovered error.

If a testing is conducted successfully according to the objectives as stated above, it would uncovered errors in the software also testing demonstrate that the software function appear to be working according to the specification, that performance requirement appear to have been met.

There are three ways to test program.
¢ For correctness
¢ For implementation efficiency
¢ For computational complexity

Test for correctness are supposed to verify that a program does exactly what it was designed to do. This is much more difficult than it may at first appear, especially for large programs.


TEST PLAN

A test plan implies a series of desired course of action to be followed in accomplishing various testing methods. The Test Plan acts as a blue print for the action that is to be followed. The software engineers create a computer program, its documentation and related data structures. The software developers is always responsible for testing the individual units of the programs, ensuring that each performs the function for which it was designed. There is an independent test group (ITG) which is to remove the inherent problems associated with letting the builder to test the thing that has been built. The specific objectives of testing should be stated in measurable terms. So that the mean time to failure, the cost to find and fix the defects, remaining defect density or frequency of occurrence and test work-hours per regression test all should be stated within the test plan.

The levels of testing include:
¢ Unit testing
¢ Integration Testing
¢ Data validation Testing
¢ Output Testing

UNIT TESTING

Unit testing focuses verification effort on the smallest unit of software design - the software component or module. Using the component level design description as a guide, important control paths are tested to uncover errors within the boundary of the module. The relative complexity of tests and uncovered scope established for unit testing. The unit testing is white-box oriented, and step can be conducted in parallel for multiple components. The modular interface is tested to ensure that information properly flows into and out of the program unit under test. The local data structure is examined to ensure that data stored temporarily maintains its integrity during all steps in an algorithm's execution. Boundary conditions are tested to ensure that all statements in a module have been executed at least once. Finally, all error handling paths are tested.

Tests of data flow across a module interface are required before any other test is initiated. If data do not enter and exit properly, all other tests are moot. Selective testing of execution paths is an essential task during the unit test. Good design dictates that error conditions be anticipated and error handling paths set up to reroute or cleanly terminate processing when an error does occur. Boundary testing is the last task of unit testing step. Software often fails at its boundaries.

Unit testing was done in Sell-Soft System by treating each module as separate entity and testing each one of them with a wide spectrum of test inputs. Some flaws in the internal logic of the modules were found and were rectified.

INTEGRATION TESTING

Integration testing is systematic technique for constructing the program structure while at the same time conducting tests to uncover errors associated with interfacing. The objective is to take unit tested components and build a program structure that has been dictated by design. The entire program is tested as whole. Correction is difficult because isolation of causes is complicated by vast expanse of entire program. Once these errors are corrected, new ones appear and the process continues in a seemingly endless loop.

After unit testing in Sell-Soft System all the modules were integrated to test for any inconsistencies in the interfaces. Moreover differences in program structures were removed and a unique program structure was evolved.

VALIDATION TESTING OR SYSTEM TESTING

This is the final step in testing. In this the entire system was tested as a whole with all forms, code, modules and class modules. This form of testing is popularly known as Black Box testing or System testing.

Black Box testing method focuses on the functional requirements of the software. That is, Black Box testing enables the software engineer to derive sets of input conditions that will fully exercise all functional requirements for a program.

Black Box testing attempts to find errors in the following categories; incorrect or missing functions, interface errors, errors in data structures or external data access, performance errors and initialization errors and termination errors.

OUTPUT TESTING OR USER ACCEPTANCE TESTING

The system considered is tested for user acceptance; here it should satisfy the firm's need. The software should keep in touch with perspective system; user at the time of developing and making changes whenever required. This done with respect to the following points
Input Screen Designs,
Output Screen Designs,
Online message to guide the user and the like.

The above testing is done taking various kinds of test data. Preparation of test data plays a vital role in the system testing. After preparing the test data, the system under study is tested using that test data. While testing the system by which test data errors are again uncovered and corrected by using above testing steps and corrections are also noted for future use.

5.3. TRAINING

Once the system is successfully developed the next important step is to ensure that the administrators are well trained to handle the system. This is because the success of a system invariably depends on how they are operated and used. The implementation depends upon the right people being at the right place at the right time. Education involves creating the right atmosphere and motivating the user. The administrators are familiarized with the run procedures of the system, working through the sequence of activities on an ongoing basis.

Implementation is the state in the project where the theoretical design is turned into a working system. By this, the users get the confidence that the system will work effectively. The system can be implemented only after through testing.

The systems personnel check the feasibility of the system. The actual data were inputted to the system and the working of the system was closely monitored. The master option was selected from the main menu and the actual data were input through the corresponding input screens. The data movement was studied and found to be correct queries option was then selected and this contains various reports. Utilities provide various data needed for inventory was input and the module was test run. Satisfactory results were obtained. Reports related to these processes were also successfully generated. Various input screen formats are listed in the appendix.

Implementation walkthroughs ensure that the completed system actually solves the original problem. This walkthrough occurs just before the system goes into use, and it should include careful review of all manuals, training materials and system documentation. Again, users, the analyst and the members of the computer services staff may attend this meeting.

CONCLUSION


"Banking System " keeps the day by day tally record as a complete banking. It can keep the information of Account type, account opening form, Deposit, Withdrawal, and Searching the transaction, Transaction report, Individual account opening form, Group Account. The exciting part of this project is; it displays Transaction reports, Statistical Summary of Account type and Interest Information.



BIBLIOGRAPHY

BOOKS:
1. Charles Hampfed (2000) 'Visual Basic' University of Toronto
2. Herbert Schildt (2000) 'Visual Basic 6.0' Tata McGraw Hill
3. John Zukowski (2000) 'Visual Basic 6.0' 'BPB Publications
4. Jamie Jaworsky 'Visual Basic 6.0'Techmedia
5. Stefen Denninger 'Visual Basic 6.0'Author's Press
6. Ian Somerville 'Software engineering'
7. Rajeev mall 'Software engineering'
8. Elmasri Navathe 'Fundamentals of database systems'


ONLINE REFERENCE:


w3schools.com
theserverside.com
visual.com
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#2
[attachment=6478]

BANKING SYSTEM


Name- ajay kumar pal
Section-M4002
Roll no. B34

Synopsis-CSE(101)


Introduction of banking system-

“A bank is a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly or through capital markets ”.
A bank connects customers with capital deficits to customers with capital. Deposits initially consisted of grain and later other goods including cattle, agricultural implements, and eventually precious metals such as gold, in the form of easy-to-carry compressed plates.
1. "banking" means the business of receiving money on current or deposit account, paying and collecting cheques drawn by or paid in by customers, the making of advances to customers, and includes such other business .
2. "banking business" means the business of either or both of the following:
1. receiving from the general public money on current, deposit, savings or other similar account repayable on demand or within less than [3 months] ... or with a period of call or notice of less than that period;
2. paying or collecting cheques drawn by or paid in by customers.
Channels which provide banks make easy to use banking:
Banks offer many different channels to access their banking and other services:
1. ATM is a machine that dispenses cash and sometimes takes deposits without the need for a human bank teller.
2. A branch is a retail location.
3. Call center
4. Mail: most banks accept check deposits via mail and use mail to communicate to their customers, eg by sending out statements
5. Mobile banking: is a method of using one's mobile phone to conduct banking transactions
6. Online banking: is a term used for performing transactions, payments etc. over the Internet
7. Relationship Managers,: mostly for private banking or business banking, often visiting customers at their homes or businesses
8. Telephone banking: is a service which allows its customers to perform transactions over the telephone without speaking to a human
9. Video banking: is a term used for performing banking transactions or professional banking consultations via a remote video and audio connection.
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#3
[attachment=7321]
INTRODUCTION
SCOPE DEFINITION OF BANKING SYSTEM

A network of commercial, savings and specialized branches that provide financial services, including deposits and providing loans and investment facilities. A bank is a financial intermediary that accepts deposits and channels those deposits into lending activities. Banks are a fundamental component of the financial system, and are also active players in financial markets. The essential role of a bank is to connect those who have capital (such as investors or depositors), with those who seek capital (such as individuals wanting a loan, or businesses wanting to grow).
SERVICES
STANDARD ACTIVITIES
Banks act as payment agents by conducting checking or current accounts for customers, paying cheques drawn by customers on the bank, and collecting cheques deposited to customers' current accounts. Banks also enable customer payments via other payment methods such as telegraphic transfer, EFTPOS, and ATM.
Banks borrow money by accepting funds deposited on current accounts, by accepting term deposits, and by issuing debt securities such as banknotes and bonds. Banks lend money by making advances to customers on current accounts, by making installment loans, and by investing in marketable debt securities and other forms of money lending.
Banks provide almost all payment services, and a bank account is considered indispensable by most businesses, individuals and governments. Non-banks that provide payment services such as remittance companies are not normally considered an adequate substitute for having a bank account.



WIDER COMMERCIAL ROLES
The commercial role of banks is not limited to banking, and includes:

* issue of banknotes (promissory notes issued by a banker and payable to bearer on demand)
* processing of payments by way of telegraphic transfer, EFTPOS, internet banking or other means
* issuing bank drafts and bank cheques
* accepting money on term deposit
* lending money by way of overdraft, installment loan or otherwise
* providing documentary and standby letters of credit (trade finance), guarantees, performance bonds, securities underwriting commitments and other forms of off-balance sheet exposures
* safekeeping of documents and other items in safe deposit boxes
* currency exchange
* acting as a 'financial supermarket' for the sale, distribution or brokerage, with or without advice, of insurance, unit trusts and similar financial products

CHANNELS
Banks offer many different channels to access their banking and other services:

* A branch, banking centre or financial centre is a retail location where a bank or financial institution offers a wide array of face-to-face service to its customers.
* ATM is a computerized telecommunications device that provides a financial institution's customers a method of financial transactions in a public space without the need for a human clerk or bank teller. Most banks now have more ATMs than branches, and ATMs are providing a wider range of services to a wider range of users. For example in Hong Kong, most ATMs enable anyone to deposit cash to any customer of the bank's account by feeding in the notes and entering the account number to be credited. Also, most ATMs enable card holders from other banks to get their account balance and withdraw cash, even if the card is issued by a foreign bank.
* Mail is part of the postal system which itself is a system wherein written documents typically enclosed in envelopes, and also small packages containing other matter, are delivered to destinations around the world. This can be used to deposit cheques and to send orders to the bank to pay money to third parties. Banks also normally use mail to deliver periodic account statements to customers.
* Telephone banking is a service provided by a financial institution which allows its customers to perform transactions over the telephone. This normally includes bill payments for bills from major billers (e.g. for electricity).
* Online banking is a term used for performing transactions, payments etc. over the Internet through a bank, credit union or building society's secure website.
* Mobile banking is a method of using one's mobile phone to conduct simple banking transactions by remotely linking into a banking network.

BUSINESS CYCLE
A bank can generate revenue in a variety of different ways including interest, transaction fees and financial advice. The main method is via charging interest on the capital it lends out to customers. The bank profits from the differential between the level of interest it pays for deposits and other sources of funds, and the level of interest it charges in its lending activities. This difference is referred to as the spread between the cost of funds and the loan interest rate. Historically, profitability from lending activities has been cyclical and dependent on the needs and strengths of loan customers and the stage of the economic cycle. Fees and financial advice constitute a more stable revenue stream and banks have therefore placed more emphasis on these revenue lines to smooth their financial performance.
OBJECTIVES
THE OBJECTIVE is to prepare a software or application, which could maintain data & provide a user friendly interface for retrieving customer related details just in few seconds, with 100% accuracy. Software is completely computerized, so it is not time consuming process. No paper work required & can be implemented further. The application should also facilitate the addition of new Customer A/c, deletion of A/c& modification of existing customer A/C. To Search for every individual accounts for a particular customer, show all transaction & any account should be opened with minimum Rest. 500 etc.
OBJECTIVES AND GOALS
The objective & goals of the proposed system are:-
*To allow only authorized user to access various functions and processed available in the system.
*Locate any A/C wanted by the user.
*Reduced clerical work as most of the work done by computer.
*Provide greater speed & reduced time consumption.
*To increase the number of A/C and customer. This will reduce the manual workload and give information instantly. The software will maintain the list of A/C and customer record and balance status.
*The software will be user friendly so that even a beginner can operate the package and thus maintain the status of A/C and balance status easily.
The Project Banking system has been made to automate the Banking system being followed by a banking company that deals in current account with or without check facility.
Administrator can check A/C’s with a login & password & can work out with A/C holders of the bank can withdraw/deposit cash/cheque/DD to/from their accounts.
To enable faster transactions like
New account creation.
Withdrawal of cash Deposits of cash or cheque Checking of Account balances by account holders by admin Transaction records in the form of reports.
The project makes a sincere effort to provide all the above mentioned features to meet the requirements of the bank.


SCOPE OF THE PROJECT
The first software project management activity is the determination of software scope. Scope is defined by answering the following question.
BANKING SYSTEM
INFORMATION OBJECTIVES: What customer visible data objects are produced as output from the software? What data objects are required for input?
The main information that needed in developing AFM module is the amount to be charged from each person or company and to determine the quantity and amount per object.
FUNCTION AND PERFORMANCE: What functions does the software perform to transform input data to output?
In this project (Banking System), the Visual Basic 6.0 (VB 6.0) is used as front end and Microsoft Access is used as back end. The details of all the clients would be written in Microsoft Access. But whenever the project is run in VB, data entered in MS Access appears in VB due to connectivity, which has been implemented between VB and Access.
Software scope must be ambiguous and understandable at both the management and technical level.
Reply
#4


[attachment=7696]
INTRODUCTION

This software will be provided as a tool to the BANK. The
BANK has been working for Accounts information, Withdrawal
(through Cash/Cheque). Deposit amount. In this Software you can
keep record for daily Banking transactions.
THE OBJECTIVE is to prepare a software or application, which
could maintain data & provide a user friendly interface for
retrieving customer related details just in few seconds, with 100%
accuracy. Software is completely computerized, so it is not time
consuming process. No paper work required & can be
implemented further.
The application should also facilitate the addition of new Customer
A/c, deletion of A/c& modification of existing customer A/C. To
Search for every individual accounts for a particular customer,
show all transaction & any account should be opened with
minimum Rest.1000 etc

OBJECTIVE & GOALS
The objective & goals of the proposed system are:- To allow only authorized user to access various functions and
processed available in the system.
Locate any A/C wanted by the user.
Reduced clerical work as most of the work done by computer.
Provide greater speed & reduced time consumption.
To increase the number of A/C and customer.
This will reduced the manual workload and give information
instantly. The software will maintain the list of A/C and customer
record and balance status.
The software will be user friendly so that even a beginner can
operate the package and thus maintain the status of A/C and
balance status easily.
The Project Banking system has been made to automate the
Banking system being followed by a banking company that deals
in current account with or without check facility.




Reply
#5
PRESENTED BY:
Preetham
Chaitanya
Akhil
Uday
Dheeraj

[attachment=11562]
ABOUT THE PROJECT:
Usually all persons want money for personal and commercial purposes. Banks are the oldest lending institutions in Indian scenario. They are providing all facilities to all citizens for their own purposes by their terms. To survive in this modern market every bank implements so many new innovative
ideas,
strategies,
and advanced technologies. For that they give each and every minute detail about their institution and projects to Public.
They are providing ample facilities to satisfy their customers i.e. Net Banking, Mobile Banking, Door to Door facility, Instant facility, Investment facility, Demat facility, Credit Card facility, Loans and Advances, Account facility etc. And such banks get success to create their own image in public and corporate world. These banks always accepts innovative notions in Indian banking scenario like Credit Cards, ATM machines, Risk Management etc. So, as a student business economics I take keen interest in Indian economy and for that banks are the main source of development.
So this must be the first choice for me to select this topic. At this stage every person must know about new innovation, technology of procedure new schemes and new ventures.
Because of the following reasons, I prefer this project work to get the knowledge of the banking system.
• Banking is an essential industry.
• It is where we often wind up when we are
seeking a problem in financial crisis and
money related query.
• Banking is one of the most regulated
businesses in the world.
• Banks remain important source for career
opportunities for people.
• It is vital system for developing economy
for the nation.
•Banks can play a dynamic role in delivery
and purchase of consumer durables.
Second phase of nationalization Indian Banking Sector Reform was carried out in 1980 with seven more banks. This step brought 80% of the banking segment in India under Government ownership. The following are the steps taken by the Government of India to Regulate Banking Institutions in the Country:
• 1949 : Enactment of Banking Regulation Act.
• 1955 : Nationalization of State Bank of India.
• 1959 : Nationalization of SBI subsidiaries.
• 1961 : Insurance cover extended to deposits.
• 1969 : Nationalization of 14 major banks.
• 1971 : Creation of credit guarantee corporation.
• 1975 : Creation of regional rural banks.
1980 : Nationalization of seven banks with deposits over 200 crore.
After the nationalization of banks, the branches of the public sector bank India rose to approximately 800% in deposits and advances took a huge jump by 11,000%. Banking in the sunshine of Government ownership gave the public implicit faith and immense confidence about the sustainability of these institutions.
FUNCTIONING OF A BANK:-
Functioning of a Bank is among the more complicated of corporate operations. Since Banking involves dealing directly with money, governments in most countries regulate this sector rather stringently. In India, the regulation traditionally has been very strict and in the opinion of certain quarters, responsible for the present condition of banks, where NPAs are of a very high order. The process of financial reforms, which started in 1991, has cleared the cobwebs somewhat but a lot remains to be done. The multiplicity of policy and regulations that a Bank has to work with makes its operations even more complicated, sometimes bordering on illogical. This section, which is also intended for banking professional, attempts to give an overview of the functions in as simple manner as possible. Banking Regulation Act of India, 1949 defines Banking as "accepting, for the purpose of lending or investment of deposits of money from the public, repayable on demand or otherwise and withdraw able by cheques, draft, and order or otherwise."
RULES GOVERNING THE PROJECT
 All the customers of the bank have a unique account number.
 The account numbers are not nullable i.e., they cannot take null values.
 The customers must have a minimum account balance of Rs.1000.

 Any customer is not allowed to withdraw amount from his account, if the withdrawl results in his account balance going below the minimum balance.
 A person is eligible to get a loan from the bank if he has an account in the bank.
 The percentage of interest imposed on the loan depends on the Company’s policies.
 The customers are issued cards (ATM or Debit) depending on his/her eligibilities.
 All the card holders have unique card and PIN numbers.
 The employees of the bank have unique identification numbers.


Reply
#6
banking system project

[attachment=17337]
INTRODUCTION
This software will be provided as a tool to the HSBC BANK. The
BANK has been working for Accounts information, Withdrawal
(through Cash/Cheque). Deposit amount. In this Software you can
keep record for daily Banking transactions.


HARDWARE REQUIREMENT
Hardware is referred to as computing potential.
In this project, three hardware categories have been considered
during software planning:
DEVELOPMENT SYSTEM, which is a computer and related
peripherals that will be used during the software development
phase. The development system has been used because it can
accommodate multiple users, maintain large volumes of
information and support a rich assortment of software tools.



Benefits of Usability Features
In order to meet competition, avoid obsolescence, and seize
opportunities, a business must be able to:
1. Respond rapidly to new or changing information needs.
2. Maintaining the past data to ensure the satisfaction of
customers.


Wizards
Create data blocks, layouts, reports, and charts by answering a few
simple questions. You can see the results unchanged or customize
them.

Database Connectivity
Visual Basic 6.0 is the best set of tools for exploiting the full
power of MS Access XP database management system.
Reply
#7
banking system

[attachment=17341]

INTRODUCTION
The Domain “Banking System " keeps the day by day tally record as a complete
banking. It can keep the information of Account type, account opening form, Deposit,
Withdrowal, and Searching the transaction, Transaction report, Individual account
opening form, Group Account. The exciting part of this project is; it displays Transaction
reports, Statistical Summary of Account type and Interest Information.
SYNOPSIS
“Banking System " keeps the day by day tally record as a complete banking. It can
keep the information of Account type, account opening form, Deposit, Withdrawal, and
Searching the transaction, Transaction reports, Individual account opening form, Group
Account. The exciting part of this project is; it displays Transaction reports, Statistical
Summary of Account type and Interest Information.

AIM
In the existing system the transactions are done only manually but in
proposed system we have to computerize all the banking transaction using the software
Banking System.
They are:
Administrative Module

ADMINISTRATIVE MODULE
This module is the main module which performs all the main operations in
the system. The major operations in the system are:
Account Opening Form
Deposit
Withdrawal
Account type
Searching Transaction
Transaction report

2SYSTEM STUDY AND ANALISYS
SYSTEM ANALYSIS

System analysis is a process of gathering and interpreting facts, diagnosing problems
and the information to recommend improvements on the system. It is a problem solving
activity that requires intensive communication between the system users and system
developers. System analysis or study is an important phase of any system development
process. The system is studied to the minutest detail and analyzed. The system analyst
plays the role of the interrogator and dwells deep into the working of the present system.
The system is viewed as a whole and the input to the system are identified. The outputs
from the organizations are traced to the various processes. System analysis is concerned
with becoming aware of the problem, identifying the relevant and decisional variables,
analyzing and synthesizing the various factors and determining an optimal or at least a
satisfactory solution or program of action.
Reply
#8

BANKING SYSTEM:-

INTRODUCTION:=-
This software will be provided as a tool to the HSBC BANK. TheBANK has been working for Accounts information, Withdrawal(through Cash/Cheque). Deposit amount.

In this Software you cankeep record for daily Banking transactions.THE OBJECTIVE is to prepare a software or application, whichcould maintain data & provide a user friendly interface forretrieving customer related details just in few seconds, with 100%accuracy. Software is completely computerized, so it is not timeconsuming process. No paper work required & can beimplemented further.

hotels in ormond
Reply
#9
to get information about the topic banking system full report ,ppt and related topic refer the page link bellow

http://studentbank.in/report-banking-system-project

http://studentbank.in/report-banking-sys...?pid=67003

http://studentbank.in/report-internet-banking-system

http://studentbank.in/report-multi-banking-system

http://studentbank.in/report-internet-ba...tem?page=2

http://studentbank.in/report-on-the-modu...ing-system
Reply
#10
i need some information in banking projects, which scenario we are using functions,procedure,package and trigger

pls replay
Reply
#11

To get full information or details of banking system project please have a look on the pages

http://studentbank.in/report-banking-system-project

http://studentbank.in/report-banking-sys...ect?page=2

http://studentbank.in/report-banking-sys...ect?page=3

if you again feel trouble on banking system project please reply in that page and ask specific fields in banking system project
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