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12-11-2017, 03:48 PM

atm 11th oc project for pc pdf in marathi

jaseela123d · 14-11-2017, 02:53 PM

An ATM is an electronic telecommunications device that allows customers of a financial institution to carry out financial transactions, particularly retirement of cash, without the need for a human cashier, employee or bank teller. According to the ATM Industry Association (ATMIA), there are currently about 3.5 million ATMs installed around the world.

In most modern ATMs, the customer identifies by inserting a plastic ATM card with a magnetic stripe or a plastic smart card with a chip that contains a unique card number and certain security information such as an expiration date or CVVC (CVV). Authentication is provided by the customer who enters a personal identification number (PIN) that must match the PIN stored on the chip of the card (if the card is equipped) or in the database of the issuing financial institution.

With an ATM, customers can access their bank deposits or credit accounts to perform a variety of transactions, such as cash withdrawals, check balances or mobile credit phones. If the currency that is withdrawn from the ATM is different from the one in which the bank account is denominated, the money will be converted at an official exchange rate. Therefore, ATMs often offer the best possible exchange rates for foreign travelers, and are widely used for this purpose.

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